My first ever Credit Card - Options?

NIChris

Hi folks,
I've been looking around for what the best choice is for a credit card to get me started. Unfortunately I haven't a clue what to go for.
I've never had a credit card before and just want one for minor purchases in order to build myself a good credit rating for the future.

Unfortunately this seems to be a bit of a catch 22 situation in that teh cards I have looked at are unavailable to anyone with no existing credit rating, good or bad.

Any help on this matter would be greatly appreciated.

Chris

CLAPTON

try your bank first as they know how you manage your a/c with them

BugsyBrowne

i think your bank is the best choose,but if all fails go for a sygma silver card they seem to be taking on anyone..

telecomengineer

Hi there, I was in a similar position myself had no credit cards was accepted for the Barclaycard Initial £400 limit in Jan, applied for the Flybe Mastercard last week and accepted with a £2000 limit

My advice Barclaycard do a pre-application checker give that a go as it leaves a soft-search?

paulmcerlean

star-fire wrote: »

i think your bank is the best choose,but if all fails go for a sygma silver card they seem to be taking on anyone..

That is not true - it is easier to get a subprime card than one of these.