We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

advice please

syedlfc
syedlfc Posts: 54 Forumite
in Credit cards
I had £543 credited onto my barclaycard but how do i reclaim it mind the amount was credited at the end of 2008.

Is there any way i can get it back because if i could i can get rid of my credit card debt .. help please
«1

Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    What do you mean you had £543 credited? Why do you want to reclaim it? I'm confused.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • cifpower
    cifpower Posts: 6,502 Forumite
    Surely if the account is in credit you just ring BCard and ask for a credit to be refunded which is normally via cheque
  • syedlfc
    syedlfc Posts: 54 Forumite
    immoral_angeluk wrote: »
    What do you mean you had £543 credited? Why do you want to reclaim it? I'm confused.

    i payed for a product which i didn't recieve and cancelled the order and littlewoods put the £543 back into my barclaycard
  • syedlfc
    syedlfc Posts: 54 Forumite
    Anyone .. can i somehow get the £543 back into my debit card .. if i can't then please tell me
  • cifpower
    cifpower Posts: 6,502 Forumite
    syedlfc wrote: »
    Anyone .. can i somehow get the £543 back into my debit card .. if i can't then please tell me
    Ask BCard for a refund via cheque and then deposit it into your current account
  • syedlfc
    syedlfc Posts: 54 Forumite
    cifpower wrote: »
    Ask BCard for a refund via cheque and then deposit it into your current account

    but the refund happened in late 2008 around november time .. will i still be able to get a refund ?
  • cifpower
    cifpower Posts: 6,502 Forumite
    So you have spent the money that was refunded onto your BCard? If so, then no.
  • syedlfc
    syedlfc Posts: 54 Forumite
    cifpower wrote: »
    So you have spent the money that was refunded onto your BCard? If so, then no.

    No i haven't .. on my statement it come up -543
  • cifpower
    cifpower Posts: 6,502 Forumite
    Then do what I have told you to do. Ring BCard and ask for the credit to be refunded to you. They will probably do this by cheque.
  • syedlfc
    syedlfc Posts: 54 Forumite
    cifpower wrote: »
    Then do what I have told you to do. Ring BCard and ask for the credit to be refunded to you. They will probably do this by cheque.

    cheers but it happened in 2008 will they still have it in their records ?
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture