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Can I transfer balance to husbands card??????
MrsASmith
Posts: 167 Forumite
in Credit cards
As the title asks really
Hubby can get better deal on c/card and balance transfer than I can so was wondering if he would be able to apply for card and transfer balance from my c/card to his new card?
Thanks in advance.
Hubby can get better deal on c/card and balance transfer than I can so was wondering if he would be able to apply for card and transfer balance from my c/card to his new card?
Thanks in advance.
0
Comments
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Yes, you can switch credit card balances to family, friends or Dave down the pub. He may be asked for the name on the card, but this is purely an additional verification check. At the end of the day, the card company is after his business. They're not really interested in knowing who ran up the debt, as long as he, their customer, pays up on time each month!
Caution: you cannot transfer balances between cards underwritten by the same bank (this would be like trying to pay 'em off with their own money.)
This table on the stoozing site (which is sponsored by Money Saving Expert) should help:
http://www.stoozing.com/cards.htm card issuersPeople who don't know their rights, don't actually have those rights.0 -
Thank you for your help. Will look into it now, am desperate to transfer a credit card debt - have transferred a few times in my own name but am now cautious of opening any more c/cards.0
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