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£50k on credit card and only.............
JA1000
Posts: 620 Forumite
in Credit cards
Years 48 - Days 17 - Hours 1,051,200 - Minutes 63,072,000 - Seconds 3,784,320,000
Left to go until it's all paid off, just thought I would make some of you feel better who have a lot less. Just counting down the days and just working out what I can spend that cash on when it's paid off.
A space flight??
A Hoverboard??
A classic Prius with brakes??
An Underwater house in the Maldives??
Decided I can't do anything about it having tried very hard, it wasn't my fault, (builders went under during build)
I can't shuffle, can't stooze as I just get refused new cards. Credit score is very poor even though it's all green and no missed payments just down to amount of credit used. So put me down as one of those people who are paying every month until it's gone, paying what they owe but not in the method they would choose or at the rates.
Why is today a good day to post this - RBS kindly paid my builders directly after I asked well pleaded them not to and after previous payments came to me, even a subsequent payement came to me. This money was lost in the builders huge overdraft and never seen again. It's been to the FOS, MP and Chief Exec who has kindly agreed to pay his staff £1.3bn bonus today but for me it was all to no avail.
The only reason I had so much available credit was because I am CC companies worst nightmare, I paid it off every month. It was either use the cards or not finish the building. Until this point I have never paid interest on cards. Now they are making up for lost time.
If I could get it added to my mortgage I would be paying £62 pm interest not the £1k but apparently I cannot afford it. Ha
Lesson learnt - I wish I had kept the other cards I had , this would have freed me up to do some stoozing, so it's always good to have some spare credit cards - you never know!!
Roll on 2058.
Left to go until it's all paid off, just thought I would make some of you feel better who have a lot less. Just counting down the days and just working out what I can spend that cash on when it's paid off.
A space flight??
A Hoverboard??
A classic Prius with brakes??
An Underwater house in the Maldives??
Decided I can't do anything about it having tried very hard, it wasn't my fault, (builders went under during build)
I can't shuffle, can't stooze as I just get refused new cards. Credit score is very poor even though it's all green and no missed payments just down to amount of credit used. So put me down as one of those people who are paying every month until it's gone, paying what they owe but not in the method they would choose or at the rates.
Why is today a good day to post this - RBS kindly paid my builders directly after I asked well pleaded them not to and after previous payments came to me, even a subsequent payement came to me. This money was lost in the builders huge overdraft and never seen again. It's been to the FOS, MP and Chief Exec who has kindly agreed to pay his staff £1.3bn bonus today but for me it was all to no avail.
The only reason I had so much available credit was because I am CC companies worst nightmare, I paid it off every month. It was either use the cards or not finish the building. Until this point I have never paid interest on cards. Now they are making up for lost time.
If I could get it added to my mortgage I would be paying £62 pm interest not the £1k but apparently I cannot afford it. Ha
Lesson learnt - I wish I had kept the other cards I had , this would have freed me up to do some stoozing, so it's always good to have some spare credit cards - you never know!!
Roll on 2058.
0
Comments
-
I didn't want to read and run.
How awful for you, I cant imagine what you are going through.
You are in the right place for support.
You might want to post this on the Debt Free Wannabe page as people can help you maybe reduce the debt quicker.
Good luck and sorry I can't be more help
(((((hugs)))))
K0 -
Follow my lead and don't pay the thieves.0
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