0% Balance Xfer advice needed, thanks

CannyJock

fresh_start wrote: »

I already have an Egg Card, but I guess I could apply for the Halifax one earlier and do a SBT to the Egg Card and then put this into a savings account until June.

Ah, any other cards and limits that you want to fess up to?

Another option is to go for a 0% purchase card, put your normal spending on that and only pay the minimum during the 0% promotion period. This'll allow to pay more into your savings rather than use your Egg Card, giving you more to pay towards your current deck of cards as the 0% deals end.

Any

CannyJock wrote: »

Another option is to go for a 0% purchase card, put your normal spending on that and only pay the minimum during the 0% promotion period. This'll allow to pay more into your savings rather than use your Egg Card, giving you more to pay towards your current deck of cards as the 0% deals end.

Slow stoozing.

I do that. Very easy to follow (no complicated calculations etc:D).

fresh_start

Nope, just the egg card, which is cleared every month!

I have thought about the 0% purchase option, but will require a lot of discipline, ie, not spending more than i normally would........not sure i have that at the moment, though is something to bear in mind for the future