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Balance Transfers
kiwimel123
Posts: 27 Forumite
in Credit cards
Hi ya,
can my fiancee organise a new balance transfer, in his name to a new card and tag my 2 little onees on as well? They are £260 and £190 so thought we would look into grouping them together but under his name and keeping it completely seperate from mine. Is this something that can be done?
Thanks
Mel
can my fiancee organise a new balance transfer, in his name to a new card and tag my 2 little onees on as well? They are £260 and £190 so thought we would look into grouping them together but under his name and keeping it completely seperate from mine. Is this something that can be done?
Thanks
Mel
0
Comments
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Yes I am sure it can, they dont really care whose debt they have if that makes sense?Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Yep - not a problem *UNLESS* his new card is with the same lender as your credit cards.
HSBC won't take a HSBC or M+S credit card, Natwest won't take Natwest, RBS, Tesco etc, MBNA won't take MBNA or Virgin or Play...
Depending on the card he has, he might be able to do a money transfer or use a credit card cheque in order to clear your card and get around it that way - you should be fine!
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