turned down for life insurance

lilly81
lilly81 Posts: 623 Forumite
Part of the Furniture 500 Posts Name Dropper Combo Breaker
in Insurance & life assurance
Hi guys,

I've just been told I am 'uninsurable' for life insurance by liverpool victoria. Any ideas what companies will accept me?

Thanks
LillyX
Debt free date 23rd march 2009 🥳Autism is my super power 🏳️🌈 🌈✨

Comments

  • Clive_Woody
    Clive_Woody Posts: 5,908 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    lilly81 wrote: »
    Hi guys,

    I've just been told I am 'uninsurable' for life insurance by liverpool victoria. Any ideas what companies will accept me?

    Thanks
    LillyX

    More information needed, why was cover refused?

    :D
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • lilly81
    lilly81 Posts: 623 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    They just said it was because of the doctors report.
    I went to my doctors today and he said it could of been because my mum died of motor neaurons disease and I suffer from depression.
    Debt free date 23rd march 2009 🥳Autism is my super power 🏳️🌈 🌈✨
  • dunstonh
    dunstonh Posts: 119,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    event based depression rarely results in a refusal. Clinical depression often does.

    There are providers that will consider those that have been rejected but you will need to see an IFA to get access to them.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • lilly81
    lilly81 Posts: 623 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Ok thanks- where do i find an IFA?
    Debt free date 23rd march 2009 🥳Autism is my super power 🏳️🌈 🌈✨
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.6K Banking & Borrowing
  • 252.5K Reduce Debt & Boost Income
  • 452.9K Spending & Discounts
  • 242.5K Work, Benefits & Business
  • 619.2K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture