edited 30 November -1 at 1:00AM in Insurance & Life Assurance
5 replies 560 views
hi can someone try and explain to me in simple terms why i need both payment protection and life assurance.am i right in thinking if i get a life assurance policy with critical injury and sickness cover i dont need the p/p?I pay £19.31 a month for the p/p and £50.91 a month life ins. so i,m looking to bring these down if poss.Can i just do a life !!!.to cover my mortgage (82,000)and rely on the p/p to cover any other eventualities?also the company i work for does a 3 times annual income if i die whilst in thier employ this would work out at about 62,000 pounds.hope you can make sense of this and will appriciate any advice.thanks in advance.
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