Bank lost my contract for a loan

username12_3

I need serious help, It all started with me wanting to repay my loan off early and i expected a early settlement charge. When they came back to me they quoted £5000 which sounded far to high. So i requested a copy of the contract as they never sent me one, but they then said that it was unavailable to them at that time, that was 5 months ago. My solicitor has advised me to write a letter to them stating i want a copy of the contract within 14 days ( I have written many letters to them in last five months they tell me i should sign a new contract asap). I got the loan out in late 2001 for £90,000. A couple of days ago they demanded the remainder of the loan including the over draft. Where do i stand, what are my options do i have to pay a loan back that there is no paper work for. How do you know how much there is to pay


Any advise greatly appreciated

PNPSUKNET

work out the day you took the loan out x months already paid and amount paid.