We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
public liability insurance
chaosweddings
Posts: 411 Forumite
Hi everyone,
I am wedding planner/consultant and i need public liability insurance...
i have looked at a few companies but the only problem i have is that as a newish business i do not have available funds to pay it in a lump sum payment, does anyone know of any insurers that will allow monthly payments by direct debit.
the quotes so far for a one off payment for each year are :
£348, £277, £303 and £298
thanks in advance
chaos
I am wedding planner/consultant and i need public liability insurance...
i have looked at a few companies but the only problem i have is that as a newish business i do not have available funds to pay it in a lump sum payment, does anyone know of any insurers that will allow monthly payments by direct debit.
the quotes so far for a one off payment for each year are :
£348, £277, £303 and £298
thanks in advance
chaos
0
Comments
-
Are they online firms? Most insurance brokers could probably access the same products and they will have premium credit arrangements in place.
Note - interest free installments on commercial insurances are as rare as rocking horse poo.0 -
I assume your running the business from home, if you are having visitors to your home it could invalidate your home Insurance.
You can buy a combined Home and Business Policy which will be ideal for your business as it will cover Liabilities, any stock, equipment, money, legal and exhibitions. The cost is generally circa £100 more than a normal home insurance, have a word with a local broker. (They do offer instalments on Home Worker policies)0 -
chaosweddings wrote: »Hi everyone,
I am wedding planner/consultant and i need public liability insurance...
i have looked at a few companies but the only problem i have is that as a newish business i do not have available funds to pay it in a lump sum payment, does anyone know of any insurers that will allow monthly payments by direct debit.
the quotes so far for a one off payment for each year are :
£348, £277, £303 and £298
thanks in advance
chaos
Hi Chaos
I am a wedding planner and had the same problem - I got my public liability insurance from More Than Business and I currently pay £13.34 a month (basically because they stuffed up as I should have been paying less than this a month, plus they gave me £50 of capital bonds which I used to buy a new watch). As a wedding planner you will also need professional indemnity insurance and I got mine from Hiscox and pay £11.81 a month (both of these are interest free). Mine are both paid by direct debit from my buisness account.
HTH0 -
thanks horace,
previously i worked for a wedding consultant so my i was covered by their insurance.
i have just got 2 quotes from more than business
public liabilty @ £131.25 a year by monthly dd
prof indemnity @ £141.75 a year by monthly dd
made me laugh when i did a combined quote for both it came out £80 more expensive
thanks0
This discussion has been closed.
Categories
- All Categories
- 346.7K Banking & Borrowing
- 251.4K Reduce Debt & Boost Income
- 451.4K Spending & Discounts
- 238.9K Work, Benefits & Business
- 614.4K Mortgages, Homes & Bills
- 174.8K Life & Family
- 252.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards