Need help choosing right insurer

fairygirl24

Ok so, I have driven a motability car for 2 years as a named driver, I'm 27 and its a 2003 zafira 1.8 i drive. The 2 best quotes i've had are 4youngdrivers @ £687
Quinn Direct @ £706
BUT if i go through More Than its ££825 - £75 cashback = 750 and i will get 2 years no claims with them as they have a "special arrangement" with the motability people, which means next years insurance will hopefully be even cheaper. What would you do?
Ive tried haggling with Quinn but they're having none of it.
Argh its all so confusing.

mattymoo

Have you spoken to RSA Motability? http://www.motability.rsagroup.co.uk/fullsite/index.asp

RSA (who also own the More Than brand) have been the Motability scheme insurers for 10-15 years or so with a dedicated unit set up for what in effect is the largest motor fleet in the country.

I'm not sure how they compare on premiums but I do know they are supposed to give a preferential claims service for this scheme. For instance, vehicle repairers will be selected according to their ability to handle vehicle modifications and they are committed to providing courtesy cars. It would certainly be a better service than the notoriously poor Quinn.

I should point out that I used to work for RSA (up until 5 years ago) but have no connection with them now. I do recall reading the in house magazines about the Motability team though.