Outgoings higher than earnings on BR form?

Worriedandpreg

skylight wrote: »

Its a bit difficult to suggest what to do or what the OR will allow without seeing your SOA, so perhaps grab it of Dad tomorrow and post again (there is always someone here!).

I am just a little concerned about how you are actually going to manage after BR? If you have put down true spending on your SOA then you will have a problem. If you have a low income are you claiming all benefits you are entitled to? Have you checked utitlies/insurance/phone/mobile providers and changed for better deals??

Yes i have checked for better deals, but no we dont claim benefits, i dont think were intitled. I am worried to how we will cope but we dont have a choice do we?

JCS1

Check this website re benefits -you will get child benefit in due course, look at working family tax credits, etc.

http://www.entitledto.co.uk/

stintond

I always had a negative balance on my soa of £150 a month , nothing has ever been said to me.

Worriedandpreg

merlin1 wrote: »

see now this is where the soa comes in, it balances your neccessaties (sp) against your income. you mention groceries - how much do you spend but how many do need to feed? your holiday is the same , do you put down a 3 wk break in cuba or a few days in scarboro'....

here on a forum we cant guess what where or how you spend, but you will have to sacrifice with br, its the nature of the beast hugs again, this cant be easy while expecting also.

Thanks, no the holiday was like £30 a month, and we were putting in £200 a month each for groceries.

Thanks no going BR while preg isnt the best combination, especially after i was in hospital last week with a scare (its really taken its tole) never been so scared in my life thought i was going to loose our baby. But it's because of her we want it all in order now, so when she is old enough to know we will be well clear of this mess.

Worriedandpreg

thatsyourlot wrote: »

Oh hun, dont get upset with it all, if you can tweek it here & there you should be able to balance it better.

Its so confusing filling all the forms in & I got myself in such a state when I first started doing mine but you will get there in the end.

I am self employed & my online business has done poop so far this tax year. I also get tax credits etc & found it a real "head mess" to try & separate my personel debt from my business debts & when I first posted my SOA up on here I got so much help from all these lovely people on here.

If you need any help dont be afraid to ask on here & you can always pm me if you want, I will try help in any way possible.

Ironically I have got 5 new orders today (I make wedding jewellery) so I am now going to have to re-jig my SOA to show this beore I petition my BR next month.

Big hugs hun

xx

Thanks u thats very kind of u. XXX

Worriedandpreg

JCS1 wrote: »

Check this website re benefits -you will get child benefit in due course, look at working family tax credits, etc.

http://www.entitledto.co.uk/

Thanks for that, were not entitled to anything yet but we will be when i go on maternity leave