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Man has just walked out on girlfriend & 4 kids!

I'm trying to help a friend in need and even Citizens advice and lawyers don't seem to be able to help!

The basic story is a neighbour has been living with her boyfriend for the past 9 years and bought a house together in joint name 2 years ago. They have 4 kids and debt up to the eyeballs. The man walked out on the family two weeks ago, went missing. He was reported as missing and told the police when they found him that he didn't want to be found and because he is an adult, there was nothing they could do.

So that leaves the neighbour with 4 young kids to feed, clothe, put in nursery and everything else as well as try to pay a mortgage and the rest of the mounting bills without any money in their joint account. The man has also left his job and his family are unwilling to help as both his parents & sister have just been declared bankrupt.

The lawyers & citizens advice are saying their is nothing she can do until he contacts her to co-operate (doubtful that will happen) as everything is in joint names. She's been to the job centre to ask about benefits and been told they can't help either (she earns around £7k pa).

All this is under Scottish law - does anyone have any ideas on what to do? She has nobody able to help her financially and things are just crashing down around her ears. I'm doing everything I can to help but the only thing I can't help with is finance!

Comments

  • rach29
    rach29 Posts: 2,503 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I don't know the answer to this but can I suggest you also post this on the benefits board as well,

    I'm sure there are people on both boards who will have more answers for you.

    Good luck to your friend
    Thanks to all who post comps :A :T
  • amani_2
    amani_2 Posts: 604 Forumite
    edited 1 May 2009 at 9:36PM
    My husband walked out on me back in 98 I had 2 children. no-one could find him, I also had a privte detective on it with no joy.

    I opened another account in my name only, with the same bank and had my wages paid into that.

    I claimed benefits with no problem and they also helped with payments on my morgage when I came out of work even though it was in joint names.

    The only problem I had was getting the house transfered into my name it took me 9years.

    I live in England though.

    The children were 4 & 3 at the time and I have never heard a thing from him since never asked about the children nothing.

    AMANI XXX
  • amani_2
    amani_2 Posts: 604 Forumite
    hope that helps a bit, also wanted to say good luck to your freind.
  • snowmaid
    snowmaid Posts: 3,494 Forumite
    Nice.....that a partner can just up and leave when the pressures get too much. How much pressure do they think they are putting their 'loved ones' under?!?!?

    He isn't a man's backside.

    Unfortunately I don't know what to do in these situations, but well done for trying to help your friend. You are an example of what a friend is.

    :T
  • naijapower
    naijapower Posts: 1,393 Forumite
    It's a shame people can chose to flee from their loved ones.
    cannot reconcile. Maybe they never loved in the first place
  • barnaby-bear
    barnaby-bear Posts: 4,142 Forumite
    I'm trying to help a friend in need and even Citizens advice and lawyers don't seem to be able to help!

    The basic story is a neighbour has been living with her boyfriend for the past 9 years and bought a house together in joint name 2 years ago. They have 4 kids and debt up to the eyeballs. The man walked out on the family two weeks ago, went missing. He was reported as missing and told the police when they found him that he didn't want to be found and because he is an adult, there was nothing they could do.

    So that leaves the neighbour with 4 young kids to feed, clothe, put in nursery and everything else as well as try to pay a mortgage and the rest of the mounting bills without any money in their joint account. The man has also left his job and his family are unwilling to help as both his parents & sister have just been declared bankrupt.

    The lawyers & citizens advice are saying their is nothing she can do until he contacts her to co-operate (doubtful that will happen) as everything is in joint names. She's been to the job centre to ask about benefits and been told they can't help either (she earns around £7k pa).

    All this is under Scottish law - does anyone have any ideas on what to do? She has nobody able to help her financially and things are just crashing down around her ears. I'm doing everything I can to help but the only thing I can't help with is finance!

    VERY HELPFUL POINTING OUT ***SCOTLAND****

    Try shelter re: mortgage:
    http://scotland.shelter.org.uk/getadvice/advice_topics/paying_for_a_home/mortgage_arrears/help_to_pay_mortgage_interest

    Gingerbread ? (Single parents association)

    She must contact mortgage co. ASAP and keep them informed and try to go interest only to keep the arrears down.

    She has been abandonned and must emphasise the fact. She must be entitled to WTC/CTC and put in new claim based on sole income.
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