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re-mortgaging advice

Hi, Iv got a mortage at a rate of 6.540% and its due to end in 2042. The amount owed is around £60,000. From reading up, the rate Im paying seems to be high. Can anyone give me some advice on whether or not Im right to want to remortgage and which kind of mortgage may be better suited to me.

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    6.50% definitely seems a high rate - but without knowing anything about your circumstances it is difficult to know whether there is a reason for this high rate, and whether you could look at other cheaper options
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • joe999
    joe999 Posts: 2 Newbie
    Hum, well Im a student and will soon be working. At the moment my fathers paying the mortgage himself, but from summer onwards I intend to contribute and together we will try and get the mortgage paid off as soon as possible.
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