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Best Current BTL

Hi,

Looking for 3 or 5 year fixed rate BTL.

2 bed Apartment with garage (3 years old) value 132k. Deposit 20k. Rent pcm £625.

So far have been offerred

Bristol and West at 5.09% 37 month fix. Arrangement fee £1122
Skipton at 5.15%, 3 year fix. Arrangement £599 + £100 booking fee.

Any other suggestions appreciated

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    There are cheaper rate options available with numerous lenders.

    Are you specifically looking for 3 year fixed rate deals?
    Are fees an issue?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Slider
    Slider Posts: 81 Forumite
    Part of the Furniture 10 Posts Name Dropper
    Not specifically looking for 3 years, anywhere between 3 and 5 years is ok.

    Regarding fees, I don't object to them as such, but will include them when looking at the total cost over the fixed period.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    I can see various exclusives from as low as 4.69% arrangemnt fee of £1400

    The deals I can see are being offered by packagers who will only deal with brokers however.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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