Sofa cover with Contents Insurance policy?

Simple question, looking to buy a new sofa but unsure whether I need the damage protection insurance.My policy is with Zurich, with £40k contents covered including up to £2500 for single item limit. The sofa will cost £1000 so well within this limit.
My only concern is whether this will be covered by the policy. I have read the t&c's and can't see anything that excludes it, could anyone reassure me that I'm right because I wouldn't want to get caught out if I had to claim. Link here

http://www.zurichinsurance.co.uk/Home/Contents/PolicyWording.asp

Thanks for any helps.

Edit: I will call Zurich later tomorrow to check as well, but hoped somebody might have a quick answer/experience of this.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.7K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 452.9K Spending & Discounts
  • 242.6K Work, Benefits & Business
  • 619.4K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.