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Sofa cover with Contents Insurance policy?

crichierules
Posts: 40 Forumite
Simple question, looking to buy a new sofa but unsure whether I need the damage protection insurance.My policy is with Zurich, with £40k contents covered including up to £2500 for single item limit. The sofa will cost £1000 so well within this limit.
My only concern is whether this will be covered by the policy. I have read the t&c's and can't see anything that excludes it, could anyone reassure me that I'm right because I wouldn't want to get caught out if I had to claim. Link here
http://www.zurichinsurance.co.uk/Home/Contents/PolicyWording.asp
Thanks for any helps.
Edit: I will call Zurich later tomorrow to check as well, but hoped somebody might have a quick answer/experience of this.
My only concern is whether this will be covered by the policy. I have read the t&c's and can't see anything that excludes it, could anyone reassure me that I'm right because I wouldn't want to get caught out if I had to claim. Link here
http://www.zurichinsurance.co.uk/Home/Contents/PolicyWording.asp
Thanks for any helps.
Edit: I will call Zurich later tomorrow to check as well, but hoped somebody might have a quick answer/experience of this.
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