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Discharged but threatened with summons

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Comments

  • to be honest, if your insurence investigated and found no evidence to support his claims, he will not get very far in court.

    Just remember the burdon of proof is on the claiment, and produceing a eye witness so long after the event will be hard to explain

    A civil court will award judgement on the ballence of what is probebly true though, not strictly provable as in a criminal case, but i think the insurance report finding no evidence of damage on your vehicle will shift the ballence of probebilaty in your favour;)
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • As I said earlier - If you have legal cover on your insurance just pass any documents on to them. That's what you have insurance for! The BR situation is irrelevant if what you have said is correct just let the insurance companies sort the situation.
    “I contend that we are both atheists. I just believe in one fewer god than you do. When you understand why you dismiss all the other possible gods, you will understand why I dismiss yours.”
    Stephen Henry Roberts (1901-1971)
  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi,

    This would not go in to your BR as it was not a debt at the time - and still isn't !

    I would put it out of your mind unless / until court papers arrive. If they do then use all you have said as part of your defence. if in the unlikely event it doesnt go your way then your insurers should cover you, and if they dont then complain to the insurance ombudsman.

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
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