What are the Charges for using Post Office cards abroad

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I am going to spain in may and i am thinking of getting a post office travel money card and credit card as these do not charge commission abroad. As I have not used cards abroad before or ever had a credit card I would like some advice from someone who has used these cards abroad.
I will be using the travel money card for ATM withdrawals, what are the charges for this? Do different machines charge different rates?
The credit card will be used for all other transactions, what would the charges be there? Would the post office charge or the company dealing with the transaction?

Basically I’d like to know all the different costs involved and things to avoid, can anyone help?

Peter
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