Quick Success Story...

Pay day today - and quite a big one - for the first time in...ooh, maybe 7 or 8 years (since before uni) the balance in my bank account is actually larger than my debts -and still will be by the end of the month - so am officially declaring myself as debt-free :)

Since leaving uni (3 years) I've paid off 9k of postgrad loan, 10k car loan (perhaps a little excessive, in retrospect ;)), £1k in loans from family, £,1500 of overdraft and around £5k in CC debt.

(I suppose, technically, I've probably paid back a grand of so of my student loan - but not really counting that here :D)

Anyway, just to thank everyone on here for all their help and support - hope it's onwards and upwards from here :)

Comments

  • skint_spice
    skint_spice Posts: 12,571
    Name Dropper First Post Photogenic First Anniversary
    Forumite
    Well done!:beer:
    Mortgage End Date: Apr 36/Aiming for Aug 28/Current Nov 35

    Mortgage OP 2024 £1500/7000

    Mortgage balance: £53705

  • Lemon_Tree
    Lemon_Tree Posts: 10,202
    First Anniversary First Post
    Forumite
    well done you! it's good to see the good news as well as all the bad
  • :j CONGRATULATIONS :j
    Debt: 5 November 2017 = £10,399
    13 March 2018 = £9,537 :eek:
    CCM&S: [STRIKE]£1,828[/STRIKE] Mar 18 £1,651, CCB/C: [STRIKE]£3,038[/STRIKE] £2,708,
    CCT: [STRIKE]£1,085[/STRIKE] £985, CCLL: [STRIKE]£4,448[/STRIKE] £4,193,
    [STRIKE]Family: £200[/STRIKE], [STRIKE]Catalogue: £53[/STRIKE]
  • rubyslipper
    rubyslipper Posts: 969 Forumite
    Well done you! :beer:
    Sealed Pot Challenge 2009 # 650 (target £150)
    Long Haul Supporters # 158 debt free 2014
    Member of the Blondettes :beer:
    Debt Free Date: doesn't bear thinking about!
  • Fire_Fox
    Fire_Fox Posts: 26,026
    Name Dropper First Anniversary Combo Breaker First Post
    Forumite
    :j :D :beer: :cool: :T
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • hypno06
    hypno06 Posts: 32,296
    Combo Breaker First Post
    Forumite
    Hey, well done you!!!

    Massive congratulations!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done fantastic.
  • urg123
    urg123 Posts: 1,997
    First Post First Anniversary Combo Breaker
    Forumite
    Well done:j :j :j :j

    Don't forget to post on the Roll of Honour - you deserve to get it recorded (and the rest of us can learn from your tips).

    urg x x
  • savingholmes
    savingholmes Posts: 27,083
    Name Dropper First Anniversary Photogenic First Post
    Forumite
    well done you that is really well done!
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £184,341 Equity 26.26% (lower post move compensated by EF) plus spent £10K+ on home improvements/emergency repairs
    2) Mortgage neutral by June 2030 AVC £8.063/£127,466 AVC target 6.32%
    3) FI Age 60 annual income target £12,500/30,000 41.66%
    Achievements: CC free since April 22. 1 year EF from Jan 24 & dedicated pot for home improvements
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