Oh my god help!!

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hi,

i wonder if anyone can help. I had a credit card with egg and i defaulted, the debt is now with Bryan Carter and co. I am now back within my original credit limit of £500 and want to add the debt to my DMP but Bryan carter and Co wont let me, as they say they will not take any less then the £50 a month payment they expect from me now. I was made redundant twice last year and i am only just back into work, and i missed last months payment, so they have said that i have to pay £100 this month to stop it turning into a CCJ. I just cant afford it and on both occasions when ringing up the advisor has been EXTREMLEY rude and reduced me to tears as i just dont know what to do...

please someone help?

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  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    Combo Breaker First Post
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    who is your DMP with? they should deal with this for you...

    In a DMP you only pay what you can afford and then the amounts are pro-rata-ed between the creditors.
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
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    Clohart, you need to post this in the Debt Free Wannabee section of the site - more people who can help will see it there. Good luck
  • 97trophy
    97trophy Posts: 915 Forumite
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    Don't deal with these people over the phone. Get everything in writing. They have a tendency to remember just what suits them

    good luck.
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