Help please!! DMP, Moving abroad & bankruptcy

ranchu_2

Hi All,

I currently have debt of approx £25,000 which I have on a DMP. Due to a reduced amount in my wage this month I have not been able to pay my DMP.
In the past couple of months I have been contemplating entering into Bankruptcy as my DMP will take another 12years to pay off ( some very bad initial advice was given to me by a major credit counselling service).
My situation in the next several months is due to change & I’m unsure what to do first for the best.
Firstly I have been advised that my rolling contract of employment will not be renewed at the end of the month so I will therefore have no job. Also in several months time I am planning to move abroad within the EU to be with my partner.
So now I don’t know what I should do for the best. If i can’t afford to file for bankruptcy myself how long will it take if I do not make any payments for one of my creditors to file for my bankruptcy? My debts range from the lowest of £500 for one creditor to £6500 for the highest amount to another creditor.
Also if I was to file for bankruptcy now what would happen in a months’ time if I’m unable to find work & have no money coming in?
Any advice anyone can offer is much appreciated.
Many thanks.