First credit legal proceedings letter! Account in dispute as no CCA

Hi all,

1st Cretins first contacted me late December 2008, regarding a debt I owed to Citi Cards.

Upon receiving the letter I sent them the account in dispute letter as I had contacted Citi in November 2008, requesting a CCA. After nearly a month all Citi sent me was a copy of the the terms and conditions.

Upon receiving the account is dispute Citi wrote to me sayinf that they would request the CCA from their client and forward it to me upon receit.

I have heard nothing until Thursday when I received the following letter..

http://www.flickr.com/photos/[email protected]/3317189418/

I have been paying towards this debt through my DMP, but at a much reduced cost.

Any ideas what I should do now..

:rolleyes: :rolleyes: :rolleyes: :rolleyes: :rolleyes: :rolleyes:
Proud to be dealing with my debts!! One day at a time....:j:j

£607.55/1000;);););)
£67.55 Quidco
£540.00 Overtime

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