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Credit Card Debt. Best Solutions Please !

Birkonian
Posts: 46 Forumite
in Credit cards
I have credit card debts of around £10K an I am currently unemployed.
I am going to draft a letter to sent to the credit card companies concerned asking for a reduction in payment.
Has anybody else done this and if so, what was the result?
I also have around £9K in a Retirement Investment acount which would solve the problem but as I am only 56, I am unsure as to whether I could claim it as a lump sum.
Any ideas?
I am going to draft a letter to sent to the credit card companies concerned asking for a reduction in payment.
Has anybody else done this and if so, what was the result?
I also have around £9K in a Retirement Investment acount which would solve the problem but as I am only 56, I am unsure as to whether I could claim it as a lump sum.
Any ideas?
Regards,
Birkonian
Birkonian
0
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Have you sought help from Citizens' Advice or PayPlan?0
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