Which is best credit card for debt free?

Yes I know it sounds unusual but I have never owned a credit card so therefore have no balance transfers, debit on cards etc.
I purely want a credit card for the protections aspect of booking the annual holiday or larger internet purchases.
I would like a british call centre to handle any queries but I understand most are dealt with abroad now? Can anyone help?

Trojansid

Comments

  • If you use the card as you say you will almost any one will do.
    In my opinion Nationwide Building Society would suit you 100%.
    ...............................I have put my clock back....... Kcolc ym
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    As you haven't already got a CC, then you will probably have difficulty in getting one as you will have no credit record of handling CC well.
    So best to get anything to build a credit history.. Try your bank first as they will know you handle your a/c well.
    Set up a DD to pay in full each month. use the CC regularly for things you anyway buy.
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