We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Talk Talk charging me for someone elses bill

On 20th January I had a direct debit set up on my account for £32.20. I found this alarming as I pay my bill every month by debit card over the phone.
I called the call centre on the 20th to query this deirect debit and the payment, only to be told that it actually related to an individual with a completly different name. The onlt thing we had in common was that we apparently bank with the same branch of RBS in Glasgow.
I was told it was likely to be a banking error so I called the bank.
They informed me that they were given the instruction to take the payment from my account.

With this I called talk talk back. It was then I realised that while in 2007 I had cancelled a direct debit it was actually set up on my joint account.
This new direct debit has been set up on my sole account which I never use for direct debit payments so I am puzzled as to how someone managed to get it.

I have reported it as a matter of fraud with my bank and the next step with be to report it to the police. I am giving talk talk the opertunity to clear this up but to be honest I don't know how far I will get.
If I don't get a response then it will be reported to the police, the industry regulator and also watchdog.

Has anyone else had the same trouble. :mad: :eek:
I used to suffer from lack of motivation.... now I just can't be arsed.

Official DFW Nerd Club - Member no. 1141 - Proud to be dealing with my debts :cool:

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.3K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.