hits to my credit rating

j0s3

about 8 months ago. Since, I've managed to clear and close some cards (argos store card & HFC loan & Halifax Credit card) by shifting those debts to a personal loan.

I have 2 credit cards at the moment.

What I am wondering is:

If I do a check on my file, does that count as a 'hit'?

I just don't want to mess up my chances of applying for an AMEX (low rate for life of balance) into which I can shift all of 1 credit card debt with a seriously high APR.

Cheers
Jose

grumbler

j0s3 wrote:

...If I do a check on my file, does that count as a 'hit'?...

No ........

j0s3

cheers