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Cashminder referal

Have just phoned up to open a co-op cashminder account and have been told it has been reffered to another department. I cany understand why as at the moment our credit rating and everything is ok. Has anyone actually been refused an account?

I hope they do not refuse us as that would really throw a spanner in the works!

Comments

  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    More accounts are referred than no, a few get declines, but the majority go through fine. I think when they refer them they do additonal ID checks if you haven't lived at the same address forever and stuff like that.

    Mine was referred because I have a CIFAS warning on my credit file from being a victim of ID theft (good luck to them getting credit in my name, I sure as hell can't;) )
    Accept your past without regret, handle your present with confidence and face your future without fear
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