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Does examiner/or look at bank a/c?

this may sound silly but i was just wondering if the examiner/or peeped into ur bank a/c to see what u were spending ur money on, can they monitor it?

Comments

  • cwp500
    cwp500 Posts: 530 Forumite
    500 Posts
    Does not make any sense. can you repeat please?
    :o Keep trying.........................what else is there to do? :o
  • i wanted to know if OR had access to bank account used everyday and whether they monitored ur outgoings
  • you mean before going bankrupt?

    yes, the OR has access to all your bank accounts - usually by statements

    after BR he can request to see what youve got, and post-BR accounts are hard to come by generally
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  • Dez-Titute
    Dez-Titute Posts: 1,106 Forumite
    Part of the Furniture Combo Breaker
    this may sound silly but i was just wondering if the examiner/or peeped into ur bank a/c to see what u were spending ur money on, can they monitor it?

    Hi C,

    If you are BR the OR could get details on your acc however this is highly unlikely,if however you are not yet BR you will either have to provide details of your spending or the OR will obtain copy statemements from your creditors.
    Hope this helps

    PS what advice have you sought from the debt charities???
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  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You don't give them details of any bank accounts opened once you're BR, so no, at least not without having to ask you for your account details, which I've never heard of them doing.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • forgive the lack of detail, i am post br and have had the examiner interview, i just wondered if they checked up on you since they do have details of ur bank account (i opened my account im using just before going br so they have those details)...it seems like they could from ur answers but unlikely which is all i wanted to know
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They would only be interested in your post BR account is if he suspects fraud at any time.
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