HELP Please! RBS re Bank charges
far2812
Posts: 919
Forumite
Hey all - got in money trouble a few months ago and RBS have charged me over 500 pounds, I did what MSE did and sent the standard letter - they have responded saying I need to fill in a form of income/expenditure etc and they will review it.
But there's a paragraph saying "If you fill out this form, we will have no option but to review your current status with the bank, ie we may cancel any direct debits, standing orders, overdrafts etc".
Can they do this and should I fill the form out?
Cheers - Fi
But there's a paragraph saying "If you fill out this form, we will have no option but to review your current status with the bank, ie we may cancel any direct debits, standing orders, overdrafts etc".
Can they do this and should I fill the form out?
Cheers - Fi
Total Quidco earnings - £547.98
Everyone is scared of someone or something, everyone loves someone or something, and everyone has lost someone or something! BE NICE!
Everyone is scared of someone or something, everyone loves someone or something, and everyone has lost someone or something! BE NICE!
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Thanks - but that's what the letter says and I dont want them to cancel direct debits or standing orders so it's a bit of chicken and egg really. xTotal Quidco earnings - £547.98
Everyone is scared of someone or something, everyone loves someone or something, and everyone has lost someone or something! BE NICE!0 -
They do, although I think it's really just a threat.
They threaten that they may review your situation, which may result in them closing your existing account and opening a new one with no lending facilities.
It's up to you what you do re this, but I sent a covering letter with the I&E form advising that I would complain to the FSA and FOS if they closed my account as it would result in further hardship.
Good luck0
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