Help

moneysavingvirgin_3 · 10 July 2008 at 2:15PM

Hi Guys,

I need some help. I've got myself in to abit of a situation I'm not sure how best to get out of. I have credit card with lloydstsb with a limit of £10500.00 outstanding balance is currently £3880. I have to have a holiday paid off by october £2373.0 and a wedding by May'09 £3000.

I've been thinking of switching my balance etc but my head is just whirling round and I don't know what to do for the best.

Any advise?!?

DestroyingAngel_2 · 11 July 2008 at 11:05AM

Maybe if you gave us some further details, eg what APR is the LloydsTSB card charging, what's your current balance consist of - i.e is it all retail, or a mix of retail, transfers and cash withdrawals? Also, are you on any promotions, or just the standard rate with LloydsTSB? Do you have any other card in mind for switching your balance? What rates are they charging, for how long? You have to give more details so we can have something to work on!