IPOQ - Guidance please!

skylight

Hello there lovely chaps and chapesses.

Can you please cast your eyes over my I&E for my IPOQ - this is not for ED, but due to a change of circumstances.

I do not work - am a SAHM. OH contribution is 60% of his wages (he pays his own bills, like mobile phone, Sky and his car insurance etc from his 40% share).
We have 4 kids and another on the way, small dog and a cat.

Take Home Pay 0
Partner Contribution 700
Child Benefit 225
Other Benefits (CTC) 696

TOTAL 1621

RENT 411
Council Tax 109
Heating and Lighting 85 (inc small debt over 12months)
Water 20
Telephone 30
Housekeeping 640
Travel 0
Clothing 90
Maintenance 0
Fines 0
Other Essentials
Life Ins 14
House Ins 13
TV Licence 12
Holiday Fund 40
Car Ins 30
Petrol 40
Kids Activities 25
MOT/Tax 20
Pet ins 20
New Baby Essentials 20

TOTAL 1619
Surplus 2




What do you think??

Waspeze

It looks ok to me

There are maybe a couple of things that I might be tempted to up a bit but seeing as you're so close to breaking even it might not be worth it.

dalip

Yes sky agree with waspy looks ok. Did they agree to your hol fund on your original IPOQ?.

skylight

I assume they accepted it as they stated that as I was (then) on income support I would not be getting an IPA anyway. Not sure what will happen now. Mind you, OH moved back in April and its taken some time to get them to send me the blasted IPOQ in the first place!!!!

dalip

Skylight

Thats better for you surely,the longer the better?