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15 Minute OR Telephone Interview.. ?

mrsh1968
Posts: 326 Forumite
Is this a new record? I sat very nervously awaiting his hour long call and it was over in 15 minutes, said he had read the stuff, everything was fine, asked about when the debts were from and the last time I used any cards, then he just said ok thats all fine I just need to go through this last stuff now by law and went through the stuff about any changes to notify him etc and then it was all over, wished me good luck for the future and the phone was down!
I was in shock, I had taken half a day off work to prepare and gather my thoughts and stuff together!
I am assuming it must be because oh went bankrupt a few months before me and he had probably been through all his interview stuff before he contacted me coupled with the fact they appeared to have forgotten about me and over a month had passed and I had to contact them three times which the eventually admitted they had 'mislaid' my file, but what a relief its finally over and a huge weight has been lifted!
So the start of a brand new debt free life :beer:
I was in shock, I had taken half a day off work to prepare and gather my thoughts and stuff together!
I am assuming it must be because oh went bankrupt a few months before me and he had probably been through all his interview stuff before he contacted me coupled with the fact they appeared to have forgotten about me and over a month had passed and I had to contact them three times which the eventually admitted they had 'mislaid' my file, but what a relief its finally over and a huge weight has been lifted!
So the start of a brand new debt free life :beer:
2008 - £6,000.00, 2009/10 - Didn't comp
Back and hoping in 2011!
Back and hoping in 2011!
Thank you to all posters!
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Comments
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Sounds like in hindsight they could have written you up without an interview, think my shortest interview that I did was 20 mins, so you must have had a fast talker0
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Mine was probably less than that, but I'm happy to let you have the title.
My OR just clarified a couple of points & that was it - it was so quick that I didn't even realise it was the interview until he told me what my IPA figure would be.
BSC #53 - "Never mistake activity for achievement."
Consumer Credit Counselling Service (CCCS)| National Debtline| Business Debtline| Find your local CAB0 -
We've had a few quick interviews on the board recently. Glad yours went well and all the best for the future.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0
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Wow, that was fast!!! :eek: Glad it's over for you though,Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848"He who laughs last didn't get it!" :rotfl:BSC 134
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Mine was 11 minutes! It was awesome. I too had angsted for weeks about the terribleness of the OR and she was actually quite sweet, called 5 minutes early (just too stress me more) and then was so brief it was untrue!:starmod: I am not that savage :heartpuls But I am a Vixen :staradmin0
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What office was this with?0
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Glad it was over and done with quickly. Must have been a huge relief."Ginger Rogers did everything Fred Astaire did, except backwards and in high heels"
BSC Member - No 171 :jAD - 3 July 2009:j
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Crikey that was fast!!!!
Glad it was quick and reasonably painless:eek:
Must have been a bit of a shcoker but a massive relief!!!:D*BSC member 159*If you can't get rid of the skeleton in your closet, you'd best teach it to dance.....:D0 -
Great news! What a huge releif that must have been, to get it over so quick.Bankrupt 11th June 2008
Automatic Discharge 11th June 20090
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