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10 things your kids should know - Question
sorry I wasn't sure where to post this so apologies if wrong forum. I watched this on TV last night and it was mentioned that ML has written ?writing a book for kids re finances - is this available as yet ? can I get it ? thanks
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Student Bank account Benefits?
Hello, I've heard several stories that simply having an overdraft can help boost your credit score in the future. While i don't want and won't use a overdraft, i was wondering if there is any benefit to getting a student bank account with an overdraft and not using it? or would you need to use it in order for your credit…
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Student coffee drinking etc
Hi there, I'm looking for some help. I'm a teacher and next week it's my turn to do an assembly for Upper sixth and I thought I would show them how to make a latte with an aeropress and a milk frother. I wanted to give them some costing comparisons to go with it but a quick Google doesn't turn anything up so I wondered if…
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Living expenses for doctoral study
Good evening. I'm looking for specific advice and am hoping to find it on here (and the postgraduate thread as well). I'm interested in making a significant career change. I'm 35 years old and originally went to University as an 18-year-old in 2001-04 I then spent the majority of my career working within the fitness…
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Charged for a whole term
So I withdrew from university after 2.5 weeks. A payment to the university from SLC got paid of £2312. I spoke to the university and they said the cut off date was 8 October and I withdrew on the 12 th, so they would charge me for the entire term. I feel so devastated, as not only am I no longer attending, I am paying for…
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Should I pay off my 1998-2005 era student loan?
Slightly unusual situation here.... I live abroad in the US, permanently most likely. I studied as a mature student and am now 51 years old. Due to postgrad study and various life circumstances, my income has been consistently below the threshold, so I have made zero repayments and owe around £17,000. I still have UK bank…
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Help! SFE have put me in a dire Financial Hardship situation
Hi All, I am a non-UK national, on a Spouse Dependant Visa (my husband is a British Citizen), since 2016. I have however been in the UK for more than 3 years as I had been on a Tier 4 Student Visa for 1.5 years prior to getting married. I applied via UCAS for Teacher Training and I was offered a full Bursary for ITT at two…
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Dropping out of uni
I am hating my course and the uni. Finding the tutors non engaging , the course not what I expected or would want to continue on with. It’s the end of week three. SFE are due to pay £2300 to my university on the 17/10. If I quit now (end of week 3) what tuition fee would I be liable for? I have scrolled the uni website…
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Quitting PGCE, how do SLC claim back maintence loan?
Surely this doesn't count if you leave early?? You’re on Plan 2 if you’re an English or Welsh student who started your undergraduate course on or after 1 September 2012. The earliest you start repaying is when your income is over £480 a week or £2,083 a month (before tax and other deductions) and it’s either the: first…
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maintenance loan, household income, siblings in uni at same time
Hi, Is there any consideration of the number of children in a household at university at the same time when calculating the maintenance loan available? I have three kids close in age, and due to gap years etc, looks like there will be at least one year of overlap when all three are at uni.
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Student saving
I’m not sure I’m entirely in the right place but I really need help. I’m a student, who’s working part time and for some reason I have poor credit score, even thought I’ve always paid things back on time. I don’t have a credit card. I live at home with with my father who has a very bad credit score and other family members…
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Santander student account, part time/distance student
Hey all, Anyone recently opened a Santander Student 123 account as a part time (~50%) distance student? I know some on OU have these accounts but not sure if there are limits around credits being studied - I'm doing a small number of OU credits on and off just for 'fun' but also a 'bigger' course with a less well known…
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Paying student loan whilst at Uni
I've just wrapped up an internship year between my second and third year of uni where I was earning under the minimum amount for repaying your student loan. As a goodwill gesture at the end of my internship I was given a bonus as part of my payslip which, if I earned that much every month, would be over the minimum amount…
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Student Loan Offer warning
Hi I have just received a letter from Erudio offering to settle my account for HALF of the outstanding amount. Wow that sounds to good to be true :beer: Oh wait a minute I turn 50 in a few months and the debt gets written off then! Is this coincidence and they've sent these letters to many people or is this an attempt to,…
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Student Loan Repayment Discrepancy
Hi I attended university from 1999 - 2003 I am at the tail end of paying my student loan off and requested statement history off the student loans company who supplied these within a few weeks of requesting. I went through and matched my payment's against my wage slips and have found a discrepancy from 2007 - 2008.…
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Student loan Pay off Discount
Hi. I got a letter from Erudio Student loans to say that if i pay off 1/2 of the balance remains, they will write off the remainder. What should i do? Will my debt we written off ultimately at a later stage anyway or is this a good offer? thanks
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Parental financial assessment
Hi, My son has decided to apply for Uni next year. I’ve got a pretty good grasp of how the system works, but not sure how they assess household income. I know they use the previous year’s taxable income but do they take into account other children in the family, and do they take tax credits as income too? I’m returning to…
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Multiple student accounts?
I've been looking online to see which banks allow you to have multiple student accounts. I am currently with a Santander student account but have been looking at applying for another one. Does anyone know which banks let you have student accounts at multiple banks? (I will be paying regularly into my account if that makes…
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Student Finance: Anyone left a course early...
?? My son is thinking of leaving his PGCE after just a few weeks, but is concerned about the £££ he has borrowoed, and how SFE will want him to repay it? Has anyone left a degree course or a PGCE and help in this situation??? Thanks
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Council tax query
I’m a full time student. But I have a Saturday morning job, once a week for two hours to make some petty cash... a.m. I still entitled to council tax relief whilst studying ? I am full time.
