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Stoozing: free cash from credit cards

Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.

Stoozing: Free Cash from Credit Cards sticky
💳 Here are some threads you might find useful: * Stoozing: Make Free Cash from Credit Cards - discussion * Stoozing Calculator - discussion * Curve Card technique - withdraw cash on any credit card with no fee 💳 And here's some relevant content from MoneySavingExpert.com: * Stoozing: Make free cash * 0% spending cards * 0%…
Compare the Market Credit Card finder - Bang on credit limits shown in soft search results.
Just wanted to post this for the benefit of other stoozers out there. Normally I tend to use MSE, Uswitch, Money Supermarket etc. when I come to search for new BT cards, however this time one of the companies that came up was Compare The Market, I did a search using all 4 companies, and Compare the Market came back with…
Santander No Fee 0% BT Offer - Don't be discouraged by the MSE Eligibility Checker.
Just a heads up to others who may be in my situation. I saw the Santander 0% zero transfer fee card which would have been ideal for my requirements. After entering my details MSE eligibility checked gave me a straight 0% chance of approval. Undeterred, I immediately tried the Santander eligibility checker direct, which,…
Stoozing and mortgage application
As a fairly common issue/question with Stoozing is how it might affect mortgage applications, so I thought it might be helpful to give my recent experience with a mortgage application (Yorkshire Building Society). We planned to buy a new house in my wife's name only, and kept her Stoozing quite restrained (68%…
0% no-fee BT cards disappearing?
Is it just me, or have a lot of the 0% no-fee BT cards disappeared lately? I can only find Sainsbury's, NatWest (RBS), Halifax and Santander, all of which I already have. All the rest seem to have withdrawn their fee-free 0% offerings, unless I've missed any? Throughout my Stoozing career, I've never bothered with cards…
Stoozing while on Universal Credit can cost you money
This is a warning to those not in the know. I have been on UC for 6 years. 3 years ago, I got a 0% interest card with a £5000 limit, so decided to Stooze. I spent up to the limit, saved the unspent money, and at the end of 2 years had earned nearly £500 in interest. Result! Or so I thought... What I didn't take into…
Sanity check. Do the T's & C's of this Sainsburys BT / MT offer make sense?
Hi all. Yesterday I received a letter offering me a fee free 12 month 0% BT/MT from my Sainsburys credit card. Being an long time and avid stoozer, seeing this offer which allowed me to transfer 95% of my £18K limit, I naturally thought, "Great, £17K free cash out of the blue!". :) However, the difference here is that most…
Accelerating my stoozing :)
I've been slow stoozing with 0% purchase cards for a few years now but am thinking of stepping it up a notch.I've got a 0% fee, 5.9% interest money transfer deal on Card A. I've also got a 2.4% fee, 0% interest 18-month balance transfer offer on Card B.Can anyone see me coming unstuck if I take a £9k money transfer from…
Very happy with Tesco CC
DD got into debt and was paying huge interest on her cards. Her rating is poor so I looked at the best deal I could get. I already have a few cards offering decent 0% plus a fee deals but none would match the deal offered by Tesco. So I applied and just over a week later the money was in her account. Very straightforward,…
Never stoozed before...
...but the Sainsbury credit card money transfer offer seems too good to turn down. 0% interest for 12 months with 0% transfer fee. Got £11k limit sitting there unused, so can make £480 on this in a savings account. Planning on transferring £11k into my current account and immediately forwarding it to my online savings…
New deals
Some potentially useful anecdotal info for fellow stoozers. It's a bit odd, seems like something flipped on my credit report/record (or the market!). I have a very large stoozing pot already, but I periodically run eligibility for new deals when old ones are heading to close, for example I have 8k on Nationwide ending next…
Check your MBNA cards for a great MT opportunity
Hello, Thank you to all those that came before and inspired me to give this ago. I checked an old MBNA card I had for MT's and I had two offers one was with a 5% fee for 12mths at 0% and one was 0% fee and 6.9% p.a. for 24mths. I then applied for a Natwest BT card for 0% fee and 0% for 13mths. Did the BT from the MBNA then…
Time to Stooze again
Now rates are back up thought I would have another go at Stoozing Just applied for the following 2 cards Natwest 0% for 14 months with no fee, Credit Limit of £10k, balance xfer limit of £9,500 Tesco 0% for 15 months with 0.99% fee, Credit limit of £9,400, balance xfer limit of £8,930 I shall use my Halifax Clarity card…
0% purchase cards: Reliable way to max them instantly? Without BT cards
Hi all, slow stoozing on 0% purchase cards works well, but obviously fast stoozing would be best. I just know paypal etc is a bit more ropey in terms of being treated like a cash advance than it used to be; anyone got a way to max them immediately that works on all cards? Reason to avoid BT cards is that doubles…
Can you have NatWest and RBS 0% BT cards simultaneously?
I have had a thorough rummage around their site and searched this forum (although the search facility seems poor so I may have missed it), but I can't find a statement on this anywhere. I opened a NatWest 0% BT card last week, and did a smallish (£3k) balance xfer as part of the application. Haven't received the card yet,…
Old-style fast stoozing now possible with 0% fee Money Transfer offer on Lloyds Platinum Credit Card
I have a Lloyds Platinum credit card with 0% interest on purchases for the first 18 months or so. I have just noticed a Money Transfer offer of 3.9% interest over 36 months with a 0% fee. I will now apply for a BT card with 0% fee with HSBC or Santander, make a Money Transfer on the Lloyds card to my current account, and…
How to borrow £7500 on credit cards
Hi there, I’m 36 and never owned a credit card until 18 months ago and been fine using it to date and cleared off any balances etc..I’m good with my money. Im due to pay £7500 on fertility treatment this year and was hoping to put it on a credit card with the view of paying back £7500 over 5 years then after the 12-18…
Removing my money from credit card account
I recently had BA flight ticket money paid back into my credit card account. I want to get that money out without paying Nationwides 2.9% transfer interest rate. It is after all my money. Any suggestions
Removed - incorrect category
Removed - incorrect category
Highest credit limits
Just curious to know peoples highest credit limits? I am hoping to work a few up to 10k+?
Stoozing: Make Free Cash from Credit Cards article discussion
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