Stoozing: free cash from credit cards

Hi there, I have a Halifax All-in-One card with a £1800 limit on it. I'm currently putting all my purchases on it. I am definitely able to pay off the entire sum on it at the end of the 9 mth offer, so don't worry about getting me into the debt spiral! Currently I have a Direct Debit set up for minimum payment. Was…

Just received an offer from Mint as the subject says - not an overly long period, but it's free money! Hopefully we'll start to see a return to more capped and reduced rate BT fees if the interest rate continues to drop.

The problem is that the transactions do not appear on tha statement in the order that they were made. I took some cash out in the morning when I had a positive balance and I paid at the supermarket at 8 o'clock in the evening, and the purchases put me in the negative. This transactions appeared the other way arround on the…

My Abbey 12mth deal has just ended - anyone had a succesful repeat , ?

Hi, Want to buy a used car but didn't fancy an expensive loan. So I have recently applied for a Virgin credit card. I plan to do a balance transfer to my Egg money account (£0.00 balance at the moment). I was hoping to use Virgin's 16 month % on balance transfer deal. I pay 2.98% handling fee, but once the money is in my…

Can anyone help? I have ordered items from a company in Belfast (I live in Scotland.) The amount is fairly large so can't pay it by direct debit. However, when I went to pay it, the company won't accept my Mastercard over the phone- ie. remote payment. I contacted my credit card provider and they stated there is nothing…

I am stooding with my Virgin Card to offset my mortgage, nice little pot growing. We currently have a Natwest credit card that my OH uses for petrol and odd things during the month, which we pay off every month. He also uses it to pay back his percentage (private hire), so sometimes a large amount. Question: Can I pay off…

I'm thinking about starting stoozing, my savings account is the Kaupthing Edge now ING (anyone know if that rate of 6% or so is fixed?), I have to get a new card which will allow 0% on purchases. I was thinking about paying my mortgage of £1000 by using my card and save that £1000, Of course I have to pay the minimum…

Hi! This is my first post so I hope I've come to the right place. Last year, at the brilliant suggestion of this site, I took out an MBNA card with a 0% BT then took up their offer of a BT into my current account. This means I have roughly £4300 currently offsetting against my Woolwich mortgage. At the time I paid the 3%…

With the base rate now 3% surely there aren't going to be any savings accounts with a high enough interest rate to make stoozing worthwhile, or am I wrong? Surely the only way stoozing can continue is if credit cards start offering SBTs with fees of 1% instead of 3%.

I'm just wondering where stoozers stand on this recent rate cut. As a tax paying, small time stoozer, is it still going to be worthwhile holding the funds if rates keep dropping? Some of the BT fees were 3%, which means I need at least 3.75% gross interest just to break even on those. As a small time stoozer who doesn't…

hi guys, i am thinking of trying to use some of my available credit to offset mortgage. but want to now the best way. i have a oneacount with approx £42,000 remaining at 6.1% I have just received a abbey zero c/c with 3400 limit with no b/t fee for first month and 0% until may 09. Is it straight forward to transfer into…

I am a small business and was wondering if it was possible to obtain a cashback credit card in my company's name. Can you help?

My daughter opened a Nationwide Debit Account as it claimed no charges are made for withdrawals abroad; she is off to France for a year so this idea looked good. Unfortunately, whereas Nationwide don't seem to be making charges on ATM withdrawals, she is being charged by the ATM provider in France. My question is, -"Are…

Just wanted to check, is there any reason that you can't do the "Super Balance Transfer" & "Simply Spend" methods at the same time with differant cards?

I've read the article on stoozing and have a question about the egg card bit. Is this bit really necessary? I woudn't be putting the credit card money into a savings account, I'd be using it to pay off my overdraft so could I just transfer the money straight into my current account or would this somehow incur me extra…

Can someone tell me if I can do the following... I haven’t stoozed for a long time and things have bound to have changed.... Capone have said I can B/T for 12 months 0% 3% Fee. I have 16k Avail and have an Abbey Card also at 16K. Both are currently near 0 in terms of balance. Question is can I transfer the 16K to Abbey…

Odd. Filled up with 45.04 of diesel using Egg Money on 26oct and today I notice an instant cashback credit of 0.90 on my account. That's 2%. Not mentioned on Egg Money website. Fill your boots.

Hello - OH has had a nice offer through from MBNA today - we're interested in stoozing with it as it will really help with our offset mortgage :D But the language is confusing. It says it is a 0% deal on "attached credit card cheques and all new balance transfer transactions." Then it says (in the little print) that "a…

Just been in local PO and picked up their leaflet PL3513. The 'headlines' just caught my eye "0% balance transfer for 15 months ....". Obviously some conditions and only posted for those still into Stoozing and might be interested.;)