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best card for earning virgin airmiles ?
i have a tesco clubcard credit card at the moment and i am going to transfer my vouchers into virgin airmiles under the lastest offer of 50% more miles for the vouchers ,what i want to know is would i get more miles staying with the tesco card and opt in to transfer my vouchers to virgin from now on or get the virgin…
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Credit Card through TopCashBack. Free money?
Just been looking at Topcashback and I've seen I can get cash back on successful credit card applications. For example, if I click through the TopCashBack site to get a Post Office credit card I will get up to £30.30 cashback for a successful application. Is there anything to stop me applying for the card, activating it,…
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Barclaycard initial
Hi all, new to the forum and my question relates to the above card. I've gone through the soft check service they offer for this card and cam back saying I had an 70/80 per cent chance of being succesful, so I applied and it came back saying I would get a decision in 5 days. Can anyone tell me what the chances are of me…
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egg money card
I have been slightly out of touch as i have had a long term 0% card for quite some time, but the time has now come to look for another card - just want to know if the Egg Money card cannot be used at all now for stoozing. If so, is the only way out SBT at 4%. And also then should I close my Egg Money card or retain it and…
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Some advice needed please.. Stoozing newbie
Hi, just wondered if anyone can advise as I have been trying to do the whole stoozing thing and now my 0% is coming to an end I am a little unsure what to do... Here is my situation: CC debt: £3000 - Full payment due by March ISA: £5400 - Nationwide at i believe 3.10% (Only £4,377.14 paid in this year, original amount was…
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Few questions regarding card stoozing
I recently stumble across the subject of card stoozing, and wanted to ask some experts a few questions regarding the topic. I am in possession of two 0% card credit which offer long term interest free periods on balance transfers and purchases respectively. Each card has a limit of 800GBP and the idea is to withdraw the…
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Pay back time!!
I have four credit cards each with between £2k and £4k owing. Is it sensible to get a loan to consolidate them and then pay them off over a period of years?
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stoozing - pay of minimum and add to balance
Hi all, I have always used credit cards and paid off in full, however, i now see the benefit of stoozing on a 0% card. We ordered new bedroom furniture and need to pay the balance soon. Money to pay for this in ofset savings acc. I have just applied for tesco CC and accepted so intend to pay for all on that and draw just…
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Aqua credit card
Hi , after being refused for lots of different cards i now have just received a aqua cashback credit card with a hideious 34 percent int rate , anyway i thouhght if i never ever use it for more than say 20 a month and always pay it traight off will it help build my credit score up as with those rates i no its a dodgy card…
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Please explain stoozing
I was reading through the article about stoozing on this website but I'm a bit confused about how it works; as always I need practical examples to understand how it works and hope someone can help me. What exactly does it mean when the article states that is 0% for 16 months? does this mean that for 16months I can spend on…
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Stooze Credit card ending - options? / Keep Premium bonds invested
I have been doing the credit card 0% purchasing stooze for over a year now with 4 different credit cards all at 0% purchases, and all will expire in a few months. The money has been saved in premium bonds. Total around £20,000 (Hoping for a big win !!:-) What are my options when the 0% is up? * Do I withdraw the cash from…
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Hate creation--help needed :(
Hi everyone, I have got quite a few creation credit card accounts Which I have been maintaining pretty well. When I called yesterday to find out some offers they said Their fraud and security team closed all my accounts. I was shocked to hear this and the reason they gave is Check my equifax. I called equifax and they said…
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Can I use my CC to buy Premium Bonds?
Just got a new credit card with 0% purchases and wonder if I can buy Premium Bonds with it. I know i'ts debit card only on the NS & I site but can I buy them with a CC at the Post Office? Thanks in advance! ;)
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stoozing with 123 current account
Hi stoozers, I have been thinking of moving to this account anyway, and I have been looking into stoozing recently and 0% credit cards. If you have over £3000 in your current account you get 3% interest with this account .So if you used this account you'd get more interest than most ISA's and not have to have the pain of…
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Reapplying for credit cards.
Hi There, we have very successfully utilised all the major cards for snoozing over the last six or seven years. As we have an offset mortgage it has worked extremely well. As and when I have paid off each card at the end of the offer term I have cancelled them. My question is whether we will be successful if we start at…
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investing
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Tesco Travellers Cheques?
Has anyone any experience of stoozing travellers cheques from Tesco? Would it work in the same way as the M&S scheme operates? Sorry if its an obvious question but I'm quite new to this and finding my feet. Thank you.
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Is the new avios TSB creditcard freebie giveaway misleading?
I wanted to know what other people thought about the deal The Avios duo creditcard with TSB is offering. Martin's moneytips highlighted how you could get a return flight for two people by spending £500 for the first three months. No problem, I thought, but the probationary level for the first six months is only £500…
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Late charges
im not sure if this is the right place. basically i have a halifax credit card i have paid alot of late payment charges on this account 12 pounds everytime (late payment fees, etc). i also have a few catalogue accounts aswell (kandco, very, gratten) which late fees have been added too. i would like to claim all the…
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Barclaycard has a sense of humour
Email just received: As this email appears to be a circular letter, I would guess a few other people have been getting this too.. *June, July, August, September, October, November, December and January FYI
