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Santander
I was under the impression that when Santander start a credit agreement, method of paying earlier would be easy! but it seems it is not. I have searched their websites and have had no luck with payment sites. Is it me or has anybody else had this problem and if so how did they get round it?
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Santander 123 account - A couple of questions.
Hi All, Does anyone know if you need to be a Santander customer to apply for this account? Also, the £500 minimum deposit each month. Does that have to be from a salary payment, or can it just be £500 transferred in from another account each month? Thanks. J
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problem with my iva.where do i stand?
hi ya, i took out an debt management plan in 2008, i was never offered an iva, the company in 2011 offered me one then for the same cost. when i asked them recently they could not tell me why i wasnt offered it. i asked legal advice who told me to tell them ive been missold it and want compensation. ideally what i want is…
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Debt management plan
Does anyone know if dmp are any good or has anyone used them and could give me any information on them
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Newbie Question
Hello, I've never had a credit card but keep being offered one by my bank and wondered if it was worth looking at for stoozing. I've got a FlexDirect account where I get 5% interest on balances up to £2500. Being my current account, it only has a decent amount in there around pay day. The credit card they offer me has "0%…
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Barclaycard Super Balance Transfer Offer
Dear Knowledgeable Stoozers, I received a Barclaycard offer for a 0% money transfer (and balance transfer) for 18 months but with a fee of 3.9%... Although that sounds incredibly tempting there aren't any savings accounts giving anything like 4% out there, are there? So, it's not so super is it? And certainly not as a…
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credit cards
hi, i have two catalogues which amount to £1300 in total and I want to transfer the balance to a 0% credit card. Can I transfer a catalogue balance to a credit card? What card would you recommend? Thanks
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Ocado smart pass - increase not advised
I have a smart pass with Ocado which is £6.99 for any amount of deliveries per month. They increased this to £9.99 per month with no prior warning. Just took it from the bank account. I queried this with them and asked why they had not advised of the increase before taking the money. They have now offered to put it back to…
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Best way to get interest free cash -advice wanted
I'm saving £500 a month into our building fund. We need another £10000 to do the work. We have a £15000 limit on our Barclays Premier Card. If I take £10,000, and then get a long term 0% repayment card for say 23 months, that would be easily repayable, if I'm understanding this properly, wouldn't it? Having had plenty of…
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Aqua Reward 3% Cashback - The best card for foreign purchases?
Hey All, A bit of advice, if poss...2 queries... 1) I've got the Halifax (Reward) Clarity card - and that's billed as the best credit card for foreign use, but is the Aqua Reward Card better for foreign purchases (not cash withdrawals) as a result of the 3% cashback on purchases? That's assuming you're not going to be…
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aqua credit card
activated my aqua card today,and was declined at co-op cash machine,so rang them and enquired they did not know so went to tescos and tried their machines still not excepting,rang aqua again they suggested i use card in co-op store and ask for cash back thing is it went through on a purchase but does not allow cash back…
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credit card that allow loan transfer
any idea which ones, if any?
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Debt Free Dilema
Hello I've been in debt pretty much all my adult life. It's now down to *only* £1800 on a balance transfer card (0% until August). With my current "schedule" I'll be able to pay it off November 2013 (unless something exceptional comes up). I'm also at a push putting a £100 or so away towards my car (insurance/MOT etc) but…
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Money Transfers....
Hi, Quick question... I have a play.com credit card that has a balance of £1000 on it and because I can't afford to pay it off at once am paying interest.... Now.. I've been offered a money transfer of upto £1500 at 0% until April 2014. If I transfer this money to my current account.. Can I then use it to pay off the…
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Ripped off
Went to co-op today to pay off balance of holiday with credit card. Told me 2 half % charge, told her thought the law had been changed but she looked at me as I was mad....am I.
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Barclaycard OnePulse Money transfer
I received a letter from Barclays today offering me a money transfer from my card as cash into my bank account. The fee is 6.9% per month for a one off handling fee of 0.9 %. I just wanted to know if this was as good a deal as it appears. I can get £3752 plus a fee of £33.77, paying approx £22 interest a month at first and…
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Accidental 'cash advance' on stoozing card
Hiya, I've got an M&S credit card I've been stoozing away for a few months, but this month I put a little bet on the Grand National and I now see that's attracted a 'gambling transaction fee' as these are now treated as 'cash advances'! I had no idea this was the case - Yes, I know, I should have read the 300 pages of…
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FlexDirect Stooze
Apply for the max number of Nationwide FlexDirects, can be 5, or more?, if you ask for 4 new and then convert any exisiting Flex. Ask for maximum DDs on the application and stooze, but only if that's beneficial in tax terms and depending on the DDs you're offered, till just before the aniversary. Can't see it lasting!
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To card or not to card, that is the question...
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ford radio code
please help, I need radio code for ford ranger, Make-Visteon, Serial no -M028875