-
opening a 2nd card with the same bank for stoozing?
Hi people, I have a barclaycard which I was using for stoozing some time back - the interest free has run out and I have paid it off & put the direct debit to pay in full per month because I like the ability to use it for wireless payments... However, just looked to see if I can get another 0% card in conjunction with my…
-
Lloyds Fob Off
As a serious stoozer of many years I took out the Lloyds 0% balance transfer for 15 months on 15 Oct 12 on a 1.5% fee as a no brainer as we recently, as a household, would make just less than 5% on Nationwide Flex for a non taxpayer. My Oct 13 statement said 0% interest for the next month, as expected. However just got my…
-
Positive CC balance
Just want to run this past someone to make sure it’s possible before I proceed. I have a Santander 123 account and a Natwest credit card with £4000 available, together with 27 months 0% on balance transfers. I called them to see if they could transfer the balance into my Santander account but the operative told me it would…
-
Stoozing from my CC
Hello all, Yesterday I received a letter from my credit card (Barclaycard) offering me a 90% money transfer of my credit limit to my current account, minus any outstanding balances on my CC (£6000 credit limit). This is at 0% until May 2014, with 1.9% fee. This got me wondering whether I could make some profit by stoozing…
-
Lloyds 1.5% or is it 3%?
I just cannot find anything on the Lloyds application forms to confirm that the 3% transfer fee will be reduced to 1.5% as it says in the newsletter/email. Can anyone find it? jaylo
-
Freedom Reward Cards
Thinking about changing my Barclaycard for one of these. Does anyone have any opinion on them? They have a deal on that if you spend £300 in first 3 months you get £30 of vouchers. Plan would be to use it instead of debit card for groceries- paying balance in full.
-
Malcyt
Virgin credit card wine offerOn 26 August,2013,MSE. E-mail newsletter gave details about the offer of a free case of wine to anybody successfully applying for a Virgin credit card.I did this only to be informed by Virgin some time later when I enquiries about delivery that the offer had actually terminated on 23…
-
Vodafone very unhappy customer
Need advise re new mobile obtained on contract.Not sure length of contract as advised verbally when speaking to the vodafone team in August. I did not write this down and cannot find details of the length of contract in the agreement emailed to me-this just states for the minimum period. Mobile delivered 5/8/13 and I pay…
-
S75 CCA Claim to Credit Card co
Hi, I entered into a contract to buy a bifold door with a limited company. Initial deposit of £200 paid over telephone on my credit card. One further payment paid by credit transfer from my bank account, final payment paid by credit transfer from my husband's bank account. Husband is a credit card holder but I am account…
-
Optical Express - wrong prescription but NO REFUND!
i recently went into a Optical Express and foolishly ordered a new pair of glasses and paid a 50% deposit of around £300. i ordered on a Friday and all weekend thought that my prescription was incorrect (right was -0.75 weaker than my left eye, which felt strange as my left eye is hopeless compared to my right following a…
-
double booked edinburgh fringe tickets. no refund or exchange
went on the edfringe.com website to purchase 2 tickets. I had bought 2 tickets numerous times in the previous 4 days without any problems. however on this particular occasion after entering all the card details - when i clicked on the final payment button - rather than getting a successful payment confirmation screen with…
-
0% for 18 months
I have just got a Credit card with 18 months 0% on purchases. Now, colour me thick if you will, but does that mean from now until 18 months hence I get 0% interest... Or Everything I buy I get 18 months to pay without incurring interest on that particular purchase? As in, if in a years time I buy something do I have 18…
-
Looking to re-arrange credit, but moving into new house soon.
wrong post, I have moved it to credit rating section.
-
Extended Balance Transfer
My balance transfer will come to an end in January. I then intend to move the remaining balance to another 0% card if possible, however I was wondering why none of the lenders offer to extend your current 0% period and charge you the fee again on the remaining balance? I am aware they wish to charge you interest at the end…
-
Different bank accounts & credit cards
Hi all, I've just used the balance transfer calculator & eligibility checker to be told Lloyds wouldn't accept my application. My partner & I have good credit, never been in debt so I'm assuming it's because of who we bank with. So, we have joint accounts with Nationwide, I have a seperate account with Halifax. We want to…
-
is it possible to balance transfer to another card if defaulted recently
I recently have missed a couple of payments on crddit cards which are now paid up but I wanted to change to 0% with a balance transfer is it possible or am I thoroughly black listed ?
-
is it worth my while to stooze
hello i have been i regular viewer on this site but this is my first post i have recently become very money wise mainly thanks to this site ,opening new accounts and switching existing ones to earn more money, my question is i have a mortgage with a good rate of 1%(luck i know) i can borrow back on this mortgage at the…
-
Calculations help
OK, so I'm not sure on this, can someone check my figures please? I've got a balance of £500 (Approx) on a card which I took out for new spending last year. This £500 is sitting in my ISA, earning 3% tax free. The interest free period ends in January. My other card (Barclaycard) keeps offering to me an 18-months 0% deal,…
-
capital one classics extra: load-free oversea spending?
Load-free overseas spending. When you spend abroad on this card, there's no load added to the transaction (most cards charge around 3%). However, there's still a charge for withdrawing cash abroad, plus interest of 34.9% APR until the balance is paid off in full. --- so what does this actually mean? I used this card and…
-
Paying on time but credit card says it didnt arrive on time?
What is the legal position when you pay your monthly credit card by debit card on time but due to the machinations of the banking or postal systems (eg bank holidays, weekends) the bank still charges interest and late payment charges. The money left your account immediately? If you buy goods with a debit card, you dont…
