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Will a money transfer mess up my house purchase?
Hi, I am in the process of buying a house at the moment and a few days ago I had a bit of a crisis involving a loved one which resulted in me doing a sizeable money transfer from a credit card to my bank account. Without going into detail, the family crisis was resolved without needing my intervention in the end, so the…
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Credit transfer
If I do a balance transfer to an interest free card and am charged a 3% fee, what is that as an APR if it is for 12 months?
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Credit card
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Putting Balance Transfer in High Interest account
Hi there, I don't think this is technically stoozing but I wonder if people can see a flaw with it? I have a reasonably good credit score. Is it a stupid idea to take out an amount of money on an interest-free credit card. And put that money straight in a high interest account and lock it way until the interest free credit…
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PayPal Credit
Can I balance transfer a PayPal credit balance onto a 0% card
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Transferring overdraft to 0% credit card
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Is it Fraud? Advice needed
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New home or old home
I want to transfer a balance to a new credit card and checked my chances of success, this came back as 0 - 10% as I have only just moved house. If enter my old home address which I still own, I get 95 - 100%. Can I still apply using my old address even though don't live there and change the address afterwards or is it…
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Pay mortgage using a 0% credit card
Hi all, I was wondering whether there is a smart way to pay your mortgage using a 0% credit card? I know the method of using an offset mortgage, but are there any general ways of doing this, for any 'generic' British mortgage? Thank you!
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Cash from credit card
Might sound daft, but I am new to lending money! About the 0% money transfer cards, it says 0% for X months, 2.99% fee with 19.9% rep APR. My question is, is the 2.99% only applicable after the initial cash transfer i.e if I transfer cash after the first transfer? Or is it on anything not paid off? Or is it applicable only…
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stoozing and benefits (child tax credit)
Hi Me nor my partner have 16K of savings in our accounts, but I am stoozing and coming close to that amount. Is it possible to hold 16K or more of other peoples money in your account for the purpose of investment? Or will the stooze money be regarded as my savings? I may have to cancel stoozing if it means my partner…
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swapping balances for interest free.
hi all, i have a nationwide and mbna credit card. both interest free rates are due to finish soon. both are offering interest free balance transfers. is there an issue with tranferring balance from nationwide to MBNA then transferring what was on the MBNA to nationwide to take advantage of the 0% balance transfers on both…
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Maximising Credit Card limits
I just got accepted for a Virgin money 0% card. Putting all spending on it will hit the limit in about 1 year (1/2 way through the deal). I have an Amex which I've reduced by £5k (not sure if relevant). What's the best strategy to continue the credit past the year? Especially interested in timing of when to apply. 1) As…
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Aa interest free credit card balance transfer 2016
Hello, I took this out after seeing on MSE in 2016...bank is now trying to charge me interest....stupidly i have destroyed documentation....can anyone recall how long the free interest period was for???? TIA
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Best card for paying off very account in full
I have £900 to pay off on my very account, and I've just started getting interest on it, what's the best card to use to pay it off in full? Would I need a money transfer card? Or a 0% purchase card and if I went with 0% purchase would I be able to pay it off in full and that would count as 1 purchase? Trying to get rid of…
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Money transfer 0% than balance transfer 0%
I applied for a Tesco Credit card 0% interest balance transfer. 0% fee transfer. It gave me quite a high limit. I was surprised really. I've got a Halifax Credit card too. Existing customer. I've transferred my balance to Tesco as planned. Once thing I noticed on my Halifax account, it offered a money transfer 0% fee, 4.9%…
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Cards for larger balance transfers £5000 +
Hi. I currently have 2 credit cards (1 with mbna, 1 with Barclaycard). I'm paying interest on my Barclaycard. My mana 0% interest runs out in 5 days. Looked up the deals and applied for a Sainsbury's 27 month 0% interest on balance transfers and purchases, with a 3% fee. I asked to transfer £5700. I got accepted for the…
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CD Voucher
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EExtended warranty and purchase protection offered on which cards ?
My Nationwide credit card has stopped offering Extended Warranty and Purchase Protection since March 2018 and i have only just noticed. Which cards offer this? Does this affect any of my rights if a company goes bust ?
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Business CC Debts
