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Stoozing: free cash from credit cards

Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.

settlement offer on miss sold life assurance
We had complaints in for two life assurance policies sold to us in 2001. Told by the complaints manager that if we were successful we'd be refunded all premiums + interest which would equal nearly £20,000. We've now been made a settlement offer of £3700 + interest. The company claims that if we'd had the correct advice…
Is it worth overpaying to top-up?
I've currently got a Santander 0% BT card maxed-out. Unusually, this card allows BTs at any time during the 0% period without any fees being charged, so it's possible to 'top up' the BT balance during the term to keep it maxed out, which I've been doing on a sporadic basis. The minimum BT amount on this card is £100, but…
Halifax clarity card - why the interest hike during application process?
I applied through M S E today as my saga card is going redundant end of March. The promo on M S E shows interest rate from 18.9%Apr. I did the pre app check on M S E which have me a 95% chance of getting accepted. Half way through the application it tells me it will be 24.9 Apr! I have a fixed secure income own my own home…
Which Credit Card should I get
balance transfer & 0% interest rate
Hello everyone, I'm new here and I'm struggling. I'm wondering how can I transfer my balance from 2 of my CC to a 0% interest CC? the interest rate from those 2 cards are killing me. Thank you for your help!
Barclaycard Platinum Cash Back plus card
MSE suggest the above card, which suits me down to the ground. Spending a good time abroad, foreign currency and purchases abroad are a high priority. However I already have a Barclaycard, and Barclays say you cannot have two cards - fair enough. However when I asked if I could cancel my existing card, and open a…
Balance transfer
Hi chaps I have £2.5k with 2 months 0 % interest left with a Tesco card I pay £100/ month but can’t do any more, can I transfer to another new card with more time ?
Keep old credit card?
Hi all, My husband has two credit cards with the same lender - one is an old 0% credit card that is no longer interest free and the other is 2 year+ 0% interest free purchase one that we are currently using for stoozing. Given that he will have held this new card for over 2 years by the time he next applies for a credit…
Best way to pay off £20,000 debt
Can anyone advise me how is the best way to pay off my debt. I’ve avoided checking how much I owe for ages and so it’s built up to a ridiculous amount. I have 4 credit cards on 0% interest, 1 with interest, a store card, catalogue debt and a £3,000 overdraft. I am sick of messing about swapping credit cards to get 0%…
Credit Card Debt
Hello everyone, I have a CCJ on my credit file for a credit card debt which was issued at my previous address dated November 2014 but only just noticed this in October 2018 by a routine check on my credit file. I moved houses in August 2014. I contacted the claimant accordingly and advised them if they would set aside by…
BT to AMEX - which cards are compatible?
Hello I would like to do a Balance Transfer into my AMEX account. Proving tricky, so far Sainsburys have refused to do it as the shorter AMEX card number is not compatible with their systems, I think. Has anyone had any recent success with a BT to AMEX please? Which card did you use? Thank you!
House equity downpayment?
Credit card -v- savings
Hi there I'm.new so please don't judge? We currently have a 0% credit card purchases/balance transfer and have a balance without any interest acruing, my question is would you pay balance off with the small savings you have or just continue paying card monthly- We do pay more than minimum. Bearing I mind no interest…
Another IAS dismissal
Hi Guys, This one's a bit unusual,my local Homebase car park is now divided and run by two separate companies, this has resulted in me receiving 2 PCNs.I basically drove through one car park to get to the other.,I parked at a car park managed by Euro car parks but to access it I drove through a car park managed by PCN…
Timing balance transfers
I don’t know what to do for the best and am hoping someone on here has some advice or useful experiences to share. I have 3 0% credit cards and the 0% periods finish next year (April, October and December 2020). I will be able to pay one of them off but I won’t be able to pay the balance off the other 2 by the end of the…
Falsely turned down for card - Need Help!
post office application process queries
Will a money transfer mess up my house purchase?
Hi, I am in the process of buying a house at the moment and a few days ago I had a bit of a crisis involving a loved one which resulted in me doing a sizeable money transfer from a credit card to my bank account. Without going into detail, the family crisis was resolved without needing my intervention in the end, so the…
Credit transfer
If I do a balance transfer to an interest free card and am charged a 3% fee, what is that as an APR if it is for 12 months?
Credit card

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MSE News

Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Which NatWest and RBS branches are closing from 2025? Here's the full list – and banking alternatives
NatWest and Royal Bank of Scotland (RBS), which are both part of the NatWest Group, will shut at least 108 of their bank branches in 2025 and beyond, after the Group announced a further 52 NatWest closures.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
Winter Fuel Payments will be reinstated to all pensioners in England and Wales this winter – but will be clawed back automatically from those earning over £35,000 a year, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up. MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis.
Car finance mis-selling update: regulator prepares for compensation scheme – and warns against using claims firms
Payouts for mis-sold car finance could be another step closer as the financial regulator has set out the factors it will consider if it were to introduce an industry-wide redress scheme – though we won't know more about how this will work until after a key Supreme Court decision expected in July. In the meantime, the regulator has warned that you DON'T need to sign up with a claims firm to be included.
Winter Fuel Payments to be extended to pensioners earning £35,000 or less – here's what we know so far
Winter Fuel Payments will be extended to all pensioners with incomes of £35,000 or less this winter, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up.
Winter Fuel Payments extension confirmed for this winter – watch Martin Lewis' instant response and his message to the Chancellor
Winter Fuel Payments will be extended to more pensioners this winter – though not to everyone – the Chancellor has today confirmed. However, exact details of who will now qualify still remain scant. Watch MoneySavingExpert.com founder Martin Lewis give his instant response, as well as his key message for Rachel Reeves.
Nationwide Fairer Share: Free £100 bonus confirmed for 2025 – here's who will get it
If you bank with Nationwide, you could get a free £100 paid into your account in June or July as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it.
Forced onto a prepay energy meter? You may be due money back as 10,000s to be compensated
If you had an energy prepayment meter forcibly installed or your smart meter was remotely switched to prepay mode without your permission, you could be entitled to compensation of up to £1,000 and may even be eligible to have your energy debts written off.

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Stoozing: free cash from credit cards

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Stoozing: free cash from credit cards

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