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Avios Boost/hacking - newbie
Hi Guys - I've never had credit cards before - Now aged 40 - But meh - Thinking about using them to try and get some flights - I'm spending in my daily life and not getting any reward for doing so So I have tesco mobile and have points here that can triple and convert in to Avios points I have noticed the BA credit cards…
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Help
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Should I transfer the balance again?
Hi there, Some advice needed. I originally had one credit card and when I didn't pay the balance off in time for the 0% interest to end I transferred it over to another 0% credit card. I then did this a second time. So now I have three credit cards, two with £0 (or a very low) balance and one with around £3,500. If I am…
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0% has run out but cant get a new card
ok, so i totally forgot to check when my 0% ran out and as it happened near enough the day i check was when it did. So as you do, i immediately logged onto this site, did a few comparisons, applied for a few cards, got a couple of knockbacks (changed bank and address fairly recently) and a an acceptance, the problem is the…
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Post office credit card, date of promotional end
I vaguely remember my promotional rate was 28months 0% purchases for slow stooze. Got the car around April 2018. Can't find the 0% end date anywhere on the statements. Any idea if it is in the statement at all?
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Margin Account for stoozing?
Old news I know, but could this be a consideration for stoozing? https://financefeeds.com/borrow-money-from-interactive-brokers-at-tiny-interest-whilst-you-trade-for-profit-exclusive-interview-from-greenwich-on-the-companys-new-solution/
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AirBaltic Claim Address
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Help regarding PPI AND CREDIT CARD
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Best card for 10K spend?
Hi Looking for info on the best reward card to use to pay for a holiday? Balance owing is nearly 10k. We have the funds available to pay for it, but would like to get info on any kind of rewards card available?. It will be a 1 off purchase and paid off in full straight away. Not interested in Avios or airline points etc.…
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Get my money back
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hotel hasn't charged card
Hi folks, I read this website a lot for money saving tips but am a first-time poster :j A couple of weeks ago I stayed in a hotel in Greece which I booked through booking.com. On arrival the owner gave me a receipt for my stay (about 700 euros) and I got an sms from my bank (as usual) saying that a charge had been made on…
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0% credit cards
Hi all, I used to have several good offers for 0% credit cards when I logged in to the credit club. However these have now disappeared completely! (It just says N/A under the 0% credit card section). Can anyone explain why this has happened? The only change is that I applied for universal credit, as I will soon be on a…
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Issues with interest
Has there been any work \ calculations done on interest charges Had an interesting experience with Santander Took out a 0% balance transfer card with them - and transferred it all out - no issues for a few months. Made a mistake and used it for a couple of purchases, realised it and made a payment to cover those costs - so…
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Overdraft stoozing with student account - bad idea for credit score?
Hey everybody! I'm 18 and, all being well on results day, I'm intending to be a uni student from September. I want to open a Nationwide FlexStudent account in August, which offers a 0% overdraft up to £1,000 in year one, increasing by £1k each year. I already have a 1.47% easy access savings account with AA Savings (and…
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Stoozing is a false economy - cost to credit rating
Stoozing is a false economy
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High credit limit but no offers
I have two cards now I am a bit stuck what to do with They have high credit limits but no deals Tried opening another card from provider intending transfer limits, but not eligible So either close and lose CL and reapply later or the CL might limit other cards, vicious circle!
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New cards Vs existing card deals
I have been mainly renewing existing deals as I am at max credit and don't think will get another card or as big a credit limit again. However generally paying 3% on BTs Vs no fees on new cards Is this a poor strategy? Should I take the risk of ending and restarting?
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Credit card advice needed
Hello so I have 4 Credit cards with 60k total credit available. I have maded to fill 30k thought normal spending but I am strugging to find an efficent way of utilising the the remianing 30k. The best money transfer credit cards I have seen come with a minimum fee of 2.99%. So it is going to cost me £900 to transfer the…
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Non-completion agent fee
Hello, I've received a contract with the following and it does not seem right to include the word "inability". I don't particularly like the whole clause but that word in particular seems off to include. Also, what is a normal fee to pay an agent if you back out of an agreement? Any thoughts would be appreciated. "If the…
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Merging Credit Card Limits Question
In the past I have applied for new interest free offer cards whilst having an existing card with the following companies:- MBNA Tesco Halifax Barclaycard I have then been able to transfer the limit from the existing card to the new card. I currently have the following 3 cards with decent limits:- Santander Zero Nationwide…
