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Stoozing: free cash from credit cards

Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.

Credit Card Refusal
I have applied for a credit card with Santander and have been refused. I wanted to balance transfer from a previous credit card. I checked my credit file and my score was excellent and there are no issues. Has anyone else had this problem recently? When I asked them why they would not tell me reason and said I needed to…
Over 40k household income yet 0 chance of credit card.
I tried the credit card checker for cashback/rewards as Nationwide are scrapping their cashback. I pay for everything I can on CC. Both spouse and self are retired with over £43k (last year's figures) income from pensions etc. I entered ZERO for earnings - because I'm retired but 43k other household income and ended up…
Moved: Overseas NCB
This discussion has been moved.
Balance Transfer refused by MBNA
Hi All, I've been stoozing for many years and gaining from the advice here. It's saved a lot of £. I've been using an MBNA card as my Super Balance Transfer card. I just transferred a BT from a Sainsbury card to my MBNA, waited a few days, then rang them to ask for a transfer to my bank account, since I'd inadvertently put…
Santander Balance Transfer Speed?
How quickly do Santander execute Balance Transfers when opening a new credit card? I've built up an unusually high balance on my Barclaycard this month, and rather than just let the Direct Debit clear the balance I'd like to transfer it onto a Santander 0%/no-fee card and make a bit of free money out of it. The DD is due…
Removing my money from credit card account
I recently had BA flight ticket money paid back into my credit card account. I want to get that money out without paying Nationwides 2.9% transfer interest rate. It is after all my money. Any suggestions
Santander Multi Cards or Product Swap
Does anyone know if Santander allow multiple credit cards / allow applications for another card to existing cardholder? I asked a while ago about a product swap from Everyday Credit Card to Zero and they told me at the time that the only way was to close one account and open a new one (maybe they have changed stance…
Event rescheduled but not offering refunds
Hi, looking for some advise. I purchased tickets before the pandemic for an outdoor event in august through live promotions. When I purchased the tickets the t&cs stated no ticket refunds. They have rescheduled the date for October and I cannot attend due to work commitments. Am I entitled to a refund? Will my bank do…
Credit card limit
I have a credit card with the Halifax with a limit of £3800 I switched bank accounts to HSBC and applied for a credit card and was accepted but only £1500 limit.My question is I only want 1 card and would prefer the HSBC with cash back. But if I cancel my Halifax card would that increase my chance of a better credit on my…
Balance and money transfer
In line with what I have been reading about balance transfers and purchases with different promotion endings, am I right in assuming that the amount I have paid into my account will go first in clearing my money transfer deal, when it ends in one year, and then on to my balance transfer deal, which ends in two years?
Latest payment date to avoid interest?
Hi all. I am hoping someone can help clarify what is the VERY LAST date one can wait to settle a credit card with an introductory 0% on purchases without incurring any interest? I have a Tesco Bank credit card whose 0% period expires on the date the November statement (17th). I have been putting the money to pay this off…
£1100 cashback for a valid Life Insurance policies with monthly premiums of £250+
Please feel free to direct this to the correct forum. I am considering "stoozing" the above Quidco/Beagle Street offer solely for the free £1100 and even cancelling the life insurance to get my initial premium back: will it work and of what should I be aware?
Moved: Rent a chair in a salon.
This discussion has been moved.
Credit Card Strategy - Hi CL, Lo to 0 usage over 5 cards
Hi, I have a £25K CL over 5 cards. I'm about to pay off the £4K 0% usage. Is it best to merge credit limits onto one card if I have 2 with one bank and get shot of all the others I'm not using with other providers? Or just sit tight on the £25K CL and wait for 0% transfer deals to come back? Thanks! S
Credit Card Refund Help
I recently purchased a mountain bike from a well known outdoors shop for the price of £1699. I paid for the mountain bike using my 'Tesco' Mastercard. Discovering several faults with the bike, I had to return it to the store after less than a week, and as it could not be satisfactorily repaired, the manager of the store…
Working out interest deal
Hi guys, I need some help. My CC company have offered me 2 money transfer deals. The one I would normally opt for is the 0% interest free (albeit it's for a shorter period). The second one is 4.9% interest p.a. over 48 months with a 0% fee. The amount I'd borrow is £5580. The 48 month appeals. My brain is having a rough…
0% no-fee BT cards disappearing?
Is it just me, or have a lot of the 0% no-fee BT cards disappeared lately? I can only find Sainsbury's, NatWest (RBS), Halifax and Santander, all of which I already have. All the rest seem to have withdrawn their fee-free 0% offerings, unless I've missed any? Throughout my Stoozing career, I've never bothered with cards…
Unrequested with drawls from my credit card!
I am presently in dispute with TUI re a holiday that I cancelled. They are asking for a cancellation fee which I do not agree with. When this problem first arose, I decided to contact my credit card company, request that they did not pay any monies to TUI via a request from them, and to issue me a new card which they have…
Frozen account!
I’ve been today all day on the phone with Lloyds , complaint manager , customer service manager , branch manager , etc my account has been frozen and nobody from that list gave any reason for, they just saying it’s a delay with the account , I’ve got a 6 months old baby which I cannot feed because of this issue , I’ve got…
Stoozing effect on Credit Score
I'm in the early stages of looking to get a mortgage. I've got a copy of my credit report and the credit agreement section is "amber". I'm not entirely sure why - I had one late payment in 2016. However, my partner had one late payment in 2019 and is in the green. Is it possible that the two credit cards on 0% interest are…

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Stoozing: free cash from credit cards

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