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Our business sells second hand clothes online, but Paypal keeps saying we need a licence?
Long story short, we've had a physical vintage shop for a few years now & recently made the move to have an online presence - we were using Shopify to host our shop & Paypal to process payments. Last week we had both our Paypal & Shopify accounts 'limited' meaning we can't access either and as such we can't trade. We've…
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VoIP recommendations for new business, please!
Hi all, My business partner and I are setting up a company that will require us both to be in and out of the office independently of each other, and during potentially unsocial hours. Instead of a traditional landline, i thought a VoIP solution might be best, with just one number we could both respond to. I understand VoIP…
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Finding an accountant
Hey all, I have a small business that I have been running since the end of last year. I would like to have an accountant to sort out taxes ect. I have been in touch with the theaccountancy.co.uk but their sales responses are so slow and I have had to chase them for replies, which has put me off so I was wondering if there…
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HSBC - USD to GBP Account
Hi, I have a HSBC Business Bank account and have over 50,000 USD and EURO that I need to convert to GBP. I hold accounts with HSBC UK in both €, $ and £. I would like suggestions as the most economical way to do this? Do I transfer direct to my GBP account, as is there a way to reduce their huge conversion fees?
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Business Mail forwarding
Hi All, I need to setup a non home address for my sole trader business asap. I receive very few letters - this is merely to give to a new client who requires an address for their invoicing system. I want it too look professional , but cheap also! I may become limited eventually, but not for a while. A bonus would be if I…
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Need some customised printed t-shirts, cheap.
Hi all, I'm starting a business with a friend of mine and need a few branded t-shirts for us to wear. I have a logo that I'd like incorporated into the t-shirt, but it'll be small and a single colour. I'll need 10-20 to start out with. If anyone can recommend a cheap, reliable supplier, that would be appreciated. Thanks in…
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Mileage rate
Hi there I recently did a gardening job for my client in another part of the country. I travelled 220 miles. How much would I charge per mile for travel on top of my hourly rate and parking charges? Thanks
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Paying Neighbours Electricity Bill
New to this side of MSE, hopefully I have the right sub-forum. I'm posting on behalf of a family member who isn't the most confident or clued up on these matters. She runs a beauty salon on the ground floor of a 2-storey building. When she first let the premises there were no tenants above. At some point a bar was opened…
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4G as a replacement for slow ADSL
Hi, We have really slow broadband, less than 1meg, and mobile signal is hit and miss. I have tried all networks. I have been searching for an alternative using 4G but all I see are these mifi things, I tried a friends and it wouldn't connect at all. Satellite is one option but seems expensive. Has anyone had any success…
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Customer wants compensation 8 months after hair treatment, threatens about Small Claims Court.
I run a small hair salon, and a customer has just come in today complaining about a hair dye treatment she had 8 months ago, she says that it has caused her hair to fall out a few days after the treatment, this is the first time she has contacted me since then, she has presented some pictures showing baldness that she…
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Best way to buy pick up truck
A little help please. I have a pick up truck that i brought with my own money to use for my business. Brought with personal money, currently just claim the 45ppm. It's slowly falling apart so weighing up the option of buying a new or fairly newish one in the near future. What would be the best option. Pickup cost 13-14k +…
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Class A1
Afternoon all I have a Convenience shop that sells most items except alcohol. I've been trying to get hold of my landlord to ask for permission to sell alcohol in my shop. It's now been nearly a year and still no reply. Whilst reading through the lease it says I can use the shop for anything in class A1. I've searched…
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Credit card PDQ machines
We currently have our credit card machine with Barclaycard. I was wondering who other small businesses use as their charges are increasing again in April so I would like to see what else is out there.
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company gone in to adminastration
Hi I have had some bad news today. I run a small garage and have undertaken a repair on a vehicle that owes me around £2000 to be told today by the owner that his ltd company has gone in to administration today and I will not be paid if I submit the invoice. How do I stand as I still have the vehicle in my custody, is it…
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Free support/help with startups
Hi all, I wanted to share this knowledge to help others wanting to start up their own business or even if they have an idea and need support making it flourish. There is a company called 'outset' around the country that is government funded. They offer free advice, support and courses on setting up your own business. As…
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Subcontractors VAT
I run a Manned Guarding company where I supply Security Guards on hourly basis to Pubs etc. I’m sometimes falling short of guards as demand is higher than supply - so I found another security company who will supply guards on my behalf and issue me a VAT invoice. My question is - is this company allowed to charge me VAT…
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bespoke child friendly name stickers - company to use ?
Hi All We are a relatively small children based leisure and sports/fitness company and looking to get some name stickers made for with our logo design on or just something child friendly. some which we have been using are like these https://www.amazon.com/Superhero-Handwriteable-Stickers-Students-Teachers/dp/B07G195R8K We…
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Making Tax Digital - VAT
Slightly annoyed by this change as I currently file my VAT online with the use of a spreadsheet to keep track of amounts. Whats the MSE consensus on the cheapest software to file VAT online from the Making Tax Digital date? I cannot believe government can force you into using third party software to file a return which is…
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Subcontractor VAT
Hello lovely people! I have a Ltd company working within security industry. Planning to get some subcontractor which will be trading as Ltd company also and will provide me with security guards to the businesses I have contracts with. My clients will pay me and I will be paying the subcontractor Ltd company so they will…
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IFA Network advisor fees comparison
Currently considering different IFA networks such as St James Place, True Potential, Openwork Is there a website / study that does these comparison on what they charge to Financial Advisors Could you share your experience when you were choosing a network. What were the fee differences and what other factors were important…
