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GMail / GSuite email reject small business emails and provides not help but causes damage
As a small UK business we run online international software with several users signing up to our service from GMail or from email powered by GSuite, the Google email service provided to run email on their server on behalf of your website/business. We have described how GMail decided to ban/reject emails from our website…
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small limited business run from home
My limited company has been trading for 20 years. I am the Director and have no other employed staff. We provide online marina guides for yachtsmen and visitors to various harbours and marinas in the UK and Europe. Our revinue comes from businesses that advertise on our guides. Mainly restaurants, bars, shops, marine…
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Is this a scam ??
Hi, I wonder if anyone knows anything about companys that say they can get your business rates reduced. We have been approached by one, and now are unsure of what to do, as they are asking for £460 upfront of us receiving any money. They have told us in person that we are definatly due a rebate, but in the letter it states…
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Need advice on selling my online business
Hi everyone, What can I do to sell my small online business (selling own digital product to clients). I just do not understand where I need to go and try to find serious buyers. The project is not big, I'm looking to sell for £xx,xxx. What's the easiest way to find buyers without brokers? Thanks for any tips.
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Setting up a LTD company - free and easy
Just saw a thread on setting up LTD company's and noticed a lot of people messaging things about how confusing it is or how costly it is. I used these guys to set up mine and it's totes free and took about 5 mins and I had the companies house documents within an hour.…
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Recent Success in Reducing Cost for our Business
Hi all, I'll make this quick, We have a small business which requires a small 'fleet' as we try to provide the vans for our engineers to go out and get the works done. Recently a friend told me about the option of using Salary Sacrifice so the lads can own their own vehicle at a discount while I can make a saving also,…
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Cheap stamps help/cheap postage
Hello, I send around 200 2nd class letters a week through my business, currently I buy commemorative stamps from discountpostage.uk, they are 48p using a combination of 3 or 4 stamps, im just wondering if anyone knows of anywhere that can provide them even cheaper? ive looked everywhere and it seems they are the cheapest…
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HSBC Business Banking - Extremely Poor
Hi I don't often post on forums, but HSBC Business Banking has left me enraged. I own and run a small building maintenance company, one of the company credit cards has stopped working, I called the customer services to resolve. I was passed to 6 different people over the course of an hour, asked to verify myself 4 times…
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SumUp - referral code to yourself (free/cheap new card reader)
SumUp users may be familiar with SumUps referral links & £50 bonus if your contact buys a card reader etc. I’ve used that to create an additional account for myself to tidy up my payments for HMRC, I referred myself which gave me half price deals on the new account, but it also worked to be paid a £50 bonus on my original…
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Reducing time spent chasing overdue invoices
I work in a small business where overdue invoice follow-ups seem to end up back with the same people who originally dealt with the customer. It’s becoming quite time-consuming, especially when most of the work is just sending reminders and checking whether payment has arrived yet. I’ve been looking at whether automated…
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Automating overdue invoice reminders — worth it?
I help with admin/accounts for a small IT services business and overdue invoices are becoming a bit of a time drain. At the moment reminders are mostly manual emails and follow-ups, which works but takes more time as client numbers grow. I’ve recently come across systems that can automate payment requests/reminders…
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When evidence should be provided when filling an N244 application notice
During a hearing the judge has given permission to the Defendant to make an application within a specific number of days. The Defendant has filed a N244 application notice within this number of days putting some explanation in Section 10 of this form but without attaching any witness statement to it. The court has listed a…
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Are some Open Banking services more reliable than others?
Following on from my earlier thread about payment checks and Open Banking, I’ve been trying to understand whether there’s much real-world difference between the various providers/services behind these systems. A lot of them seem to offer similar features on paper, but I’m more interested in the practical side — things like…
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How do businesses protect against payment delays?
I help with finance/admin for a small business as a side hustle and we recently had an issue where a scheduled customer payment collection was delayed unexpectedly by our payment provider. The delay only lasted a couple of days, but it still created a lot of chasing, customer confusion, and cash flow stress. It also made…
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Two jobs, one PAYE, one self employed - how to work out NI contributions
I don't know if this goes here, but I am trying to work out some stuff before I actually do it. So i have a primary job, earning around £28k/year. I freelance on weekends as an instructor and can make up to £250 on the weekends (but wouldn't always work every weekend). So my intention is never to cross out of the 20% tax…
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Cost-effective ways to check source of funds for larger client payments?
I help run a small but growing SaaS business and we’re starting to take on some higher-value business clients. We’ve been looking at doing a bit more due diligence on where payments are coming from, mainly to avoid issues later on. At the moment, proper checks seem quite manual or require specialist support, which can get…
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Being cheap with being 'Making Tax Digital"
Hello all, I wonder if anyone had any thoughts on this. I recently started using FreeAgent, but because I'm cheap I'm using the Landlords version. I only provide a service and don't sell products. Does anyone know if this will be ok with the taxman? The landlord version gives me everything I need, Landlord is £10 and…
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Construction Industry Scheme questions - insurance.
My son is 18 and has started working on site under the CIS scheme. He is sorted for with the Inland Revenue with his self assessment number and he’s registered with the CIS scheme. He is paid an hourly rate and the contractor he works for is deducting 20%. All ok so far, I think. We will keep all receipts for tools and…
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The new GOV.UK One Login
Having been involved in self-employment, business ownerships, partnerships etc., I have several Government Gateway emails and logins appropriate to each. The new GOV.UK One Login seems to be encouraging just one login, although depending on how it is introduced and presented, it seems that you can end up with more than one…
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Seeking a trustworthy, affordable accountant – London preferred but UK-wide fine
Hi all — I've been a member of this forum for over a decade and have always found it genuinely useful, so I hope you'll forgive me for asking here directly. I'm looking for a reliable, affordable accountant. I run a one business which I am looking turn into a limited company and have been self-employed for over 20 years,…
