Savings & investments

Hi I am moving away from nationwide, I stuck with them due to loyalty but their savings offers 4.25% where as there are many over 5%. Their awful rebranding exercise has made me decide to move! I have opened virgin 5.12 and virgin cash isa 5.08 i think and put 50k/20k respectively. I have also opened cahoot and will put in…

The interest has been added today.Do YBS automatically transfer it to savings account now?

Wife has all the savings. In her accounts and Husband has no savings. How can the husband use the £1000 personal savings allowance. (We would like to avoid having savings in joint names or transferring savings.)

Hi there. Apologies if this is obvious as I am very new. I have had a bit of money sitting in my current account for ages, doing nothing which is a complete waste although with such low interest rates, it probably didn't matter a huge amount. Anyway with interest rates higher now, I am looking to open a locked, fixed rate…

Hi, I keep seeing stuff about the app 'Immediate Momentum' which seems to be a crypto currency trading app that promises huge rewards but I am sceptical on the whole crypto currency thing despite it seemingly becoming a legitimate entity. Has anyone got any real life experience with it, good or bad?

Hello you very wonderful and intelligent people that make up this forum. I sincerely hope you are doing well. I was wondering with US stocks being so overvalued and valuations being sky high about alternative stock markets. I was reading various articles that the Turkish Stock Exchange was significantly undervalued.…

Can anyone help, I’m a bit confused. I invested £2k in a small company in 2018 and that investment was eligible for tax relief under EIS though I wasn’t aware at the time so I didn’t make a claim. Now, the company has confirmed it is winding up and the shares are worthless and advised I can claim loss relief. I think I…

Telephone number [Removed by Forum Team] called today (31/07) from New York USA they said, and were asking whether I might be willing to sell my National Grid shares for between £18 – 22 . Current price is £10.20 or so, so this “seems too good to be true”. They did not want any information from me, except for an email…

Does anybody have any comments, experiences, reviews, thoughts, or advice and opinions, regarding the company Fisher Investments UK based in Canary Wharf London? I would be very grateful for any information.

I earn £24000 a year. My tax code is 1257C. I’m 41 years old. Single I’ve got £33500 in savings in an instant access savings account at 4.36% (saving for mortgage deposit) Do I need to put £20000 of this in an ISA so I don’t pay tax? I’ve just renewed my ISA with Lloyds bank. ( it only has £100 in it) can I close this and…

First post so go easy please ! Trying to get my head around whether regular saver accounts are still worth drip feeding money into , given the increase in general savings rates . Take First Direct as an example paying 7% . Saving £300 a month = £3600 in 12 months . This pays £136.50 in interset . Our Saga saver easy access…

When you exceed the £1000 interest limit before being taxed, do you need to tell HMRC how much you've gone over by or do they figure it out themselves?

I take out £500 cash a month and put it away in a safe place because that's what I prefer to do with savings (I don't want your advice on where to put it so please save your time). Should I collect my bank statements every month and keep them in case of buying a home in future or putting it all in a bank account in case…

https://quantum-ai-trading.com/thankyou/ is a scam. Registered, a few minutes later got calls. Already decided it was a scam and said I wasn't interested. Caller argued with me, I hang up, blocked. This happened a few times - maybe the 4th time I just kept them on playing the tv loud - they were really angry. verious…

Fixed Term savings account 1 Year Fixed Term at 5.05% Open an account with guaranteed interest rates. Your savings will be safely deposited with one of our partnering Credit Unions. https://savings.mycommunityfinance.co.uk/savings/apply/summary-box/S-0013

I have a FD regular saving account with one more payment due to come out. Current value £3300 as I pay in £300 per month. I need some cash for a car purchase. How much interest will I lose if I withdraw the whole amount now and close the account, rather than waiting for it to mature ? Thanks.

Limited access isa paying 3% Hargreaves Lansdown cash Isa offers a £100 bonus | This is Money

I know that this may sound like a silly question but I've been hearing about NFTs lately and I was wondering if investing in some would pay off in the future. I've heard some great stories when people have become off richer because of it. Should I consider purchasing a NFT?

Anybody put any of their savings into their wife/husbands name to reduce tax liability where one partner is a Basic tax and the other is a higher tax payer. Other than the obvious risk of them running off with your money, are there any other pitfalls / things to consider if doing that?