-
Effect of Coronavirus
What are your thoughts on stocks and shares investments is it advisable to hold onto them just ride it out through this crisis.
-
Do I need a Stocks and Shares ISA to invest or just to withdraw from my investments?
Good afternoon, I currently invest £50/month into a fund through my bank and at the time I set it up as a stocks and shares ISA. My understanding is that I can only have one of these types of ISAs at any one time. I would now like to invest in a company through Hargreaves landsdown, but would like to keep my £50/month…
-
Share Dealing Query
Hi, Considering buying some shares at the moment but my old share dealing account with Halifax has been closed due to inactivity, not used it for several years) so fair enough. Upon looking online quickly, I see Hargreaves Lansdown are doing a share dealing account called Fund and Share account. Could anyone confirm that…
-
Suspension of funds?
Yesterday Kames Capital banned trading on its £585m Property Income fund and it was followed this morning Janus Henderson, BMO, Aviva and Aberdeen Standard. Columbia Threadneedle is the latest to join them in the last few minutes suspending dealing in the Threadneedle UK Property Authorised Investment Fund blaming…
-
Switching funds in a volatile market
I am looking to switch my unit trust holdings into income funds and away from growth orientated funds. My funds have taken a battering of late but I have owned several of them for 10+ years and they are still showing a healthy profit over that period. Some are more recent acquisitions and are in the red. My proposed…
-
Standard Life Payment-Processing Delay as Market Dropped
SUMMARY: a big payment was paid in to my Standard Life pension on the Tuesday, they didn't process the payment for several days (much slower than usual) as the market was plummeting, but then when they did eventually process it, they bought my fund units at the earlier higher price rather than the later considerably-lower…
-
Worth of FSCS when Govt coffers emptied ?
Was about to put money with Aldermore bank - a 2yr fix, but have stopped to ponder exactly what protection the Govt will be able to give in 'wartime' conditions. Once they finish borrowing their thousands billions and maybe trillions to keep the country going, especially the NHS if the virus repeats , help the country…
-
Santander relaxing login credentials.
Hi, I notice that Santander have relaxed the login details needed for logging in to banking, whereas RBS group have tightened then up. All Santander need now it seems is a user id and pin, a lowering of security or not, do you think? Thanks
-
Vanguard 80% and Coronavirus
I have about 15K invested in the Vanguard 80% fund (I cant post a link as I am a new user). I also have six months of rainy day cash saved up and I make regular over payments on my mortgage (for 7 years). I am concerned about the dramatic stock market falls. My fund has lost over 30% in a short period of time, which has…
-
Child trust fund dropped
Can someone please advise - my CTF dropped nearly £1000 in a week, should I move the money into a junior cash isa or leave it in the CTF?
-
Stocks and shares isa - invest now?
We are currently thinking about opening a stocks and shares ISA - we have 5k to invest but initially thinking of investing 3k as a lump sum and then drip feed the rest as a precautionary measure. Will plan to keep this between 5-10 years and will be for our daughter. With everything going on (Covid-19 etc) and the current…
-
Increasing deposits in light of covid19?
I've not read threads/posts at length. I've been dipping in and out of threads so this may not be a fair take on what others seem to be doing but from the posts i've read, people seem to be selling up or at least switching their investments to be more conservative. In January i meant to look in to our accounts to see how…
-
Cynergy banking
Is anyone having issues with cynergy banking. I transferred money into my new account and can’t even log in - easy access supposedly, not good enough. Worst experience
-
FirstSave 1 year Bond Paying 1.7%
Anyone experience with FirstSave? Their 1 year bond paying 1.7% is still available (though have to click on apply link as homepage says its unavailable) however it hasn't been appearing on best buy tablets, is this just because of the homepage saying unavailable and people not realising or have there been issues with…
-
Is the recent market selloff purely just because of corona virus or are there underlining problems
with the economy that have been going on for a while but people have not really been paying attention to? Before this outbreak the S&P was making new highs almost everyday. So is it safe to say this selloff is almost entirely fuelled by corona virus fears or are there actually underlining problems with the economy too?
-
CHIP savings App
does does anyone else use CHIP? I went to open it this morning and it just says try again and my friend is getting the same I have over £300 in there! Help!
-
Starting out investing in your 20s looking to retirement
Hi, This is my first post so please be nice and excuse any naivety, although the questions are fairly simple. Given the damage ( and potential further damage) to world markets from COVID-19, is now a good time to wait until the end seems to be in sight and begin to start long term investing to grow wealth towards…
-
A drawback with Investment Trusts
Thought I would try selling some ITs in my SIPP as I am getting a bit scared. No online quote available to sell any of them. I tried each one in turn. Scary times when you are caught like this and can do nothing about it.
-
How do you buy shares the old fashioned way?
I want to buy shares, but don't want to use a platform - and I want the shares to be in my name, not in a nominee account. So can you still buy shares via the "certificated" route? And if so, does anyone have any recommendations? (The only lot who seem to do it now are Hargreaves Lansdown - cost looks to be about £40).…
-
Interest rates cut
Down from 0.75 to 0.25.... ouch
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
