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CAHOOT
Hi I've just opened a new savings account with cahoot. Do they always give you OTP (one time passwords) every time you transfer money in and out of the account?
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Blockchain wallet email
I received an email from Brendon Johnson of Blockchain Support Department in my junk folder saying my account was classified as dormant due to inactivity. It also said my wallet holds a balance of 2.6 BTC equivalent to €255,619.72 EUR. TBH I don’t know anything about this as cannot recall ever investing. Is it a scam ??…
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How do you track all savings/bank accounts including those such as T212/Chip/Atom?
I’m trying to find all my ISA/savings accounts I’ve used over the years. I’ve switched them from one to another and trying to remember where I’ve put them I used to have a spreadsheet but cannot locate this I’ve used ‘my lost account’ but this doesn’t show everything I’ve also submitted a subject access request with HMRC…
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Alternatives to Waverton Real Assets
I'm looking at Waverton Real Assets as a diversifier to my SIPP which is essentially a regular mainstream equity/fixed income 60/40 mix. In one fund it offers: infrastructure, commodities, property and some debt financing. Its recent form has been OK but it's not offered on Hargreaves Lansdown where I hold my SIPP. I don't…
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Skandia MultiISA search
I just came across some old documents where I invested some money into a Maxi MultISA with Skanida MultiFUNDS back in 2004. I have little recollection on this and wondered what was the best way to locate the investment. A lot of these financial companies have passed these onto other institutions. I do not think I had an…
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Security problems on some ii screens?
I'm getting security errors (the Your connection isn't privateAttackers might be trying to steal your information from secure.ii.co.uk (for example, passwords, messages, or credit cards).net::ERR_CERT_AUTHORITY_INVALID screen) on certain ii screens, when I'm logged in to the site. It seems to be screens that start…
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Tax on savings
We are about to sell our house put the funds of 485k into my wife’s bank account which is Ulster Bank and 4.5% interest; think we will put 20k each into an isa too; but, my question is, we will earn around £1830/month in interest. My wife is shortly going to start working as a PAYE earning around £1250/month, so how will…
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Lump sum from will
I will be getting £300,000 from a will of a relative, I don't want to invest it or play risky games with it I just want to get maximum interest on it for the time being until I decide what to do with it. What are my options ?
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Crypto
Have read a few comments on here and TrustPilot about the £200 investment in Crypto and GCW Management Ltd. Regrettably my experience is like so many others and my link to a so called Financial Advise was obtained through this website which I know now was AI generated, so no disrespect to you all. I had no reason not to…
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Newcastle BS login issue
Is it just me, but every time I login to Newcastle BS, the first time I put in all the correct information, it immediately dumps me out with an error message suggesting that I've been logged out because I've been logged out for my own safety due to inactivity (can't remember the exact words). The next time I login it lets…
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Capital gains tax when changing tax residence
I have a question regarding stock market and share taxin the event of a change in tax residency.Around 2002, as a Polish resident, I purchased shares in a Polish company, which I still own today and on which I have made a large loss.I have been a UK tax resident since 2004.Can I offset this loss from the time I was a…
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ISA FCSC
Hi My current Isa recently matured and as gone over the FCSC limit I am assuming the scheme works with Isa accounts as with any other savings account. I am unsure what to do ? Should I be splitting and transferring this up into smaller Isa accounts? Can you do that ? I thought you are only allowed to open one Isa account…
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Merged: Moneda Capital
This discussion has been merged.
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Advice on holding Funds in a GIA (ETF vs OEIC, and Accumulation vs Income)
Hello folks, I would greatly appreciate any advice that some of you might be kind enough to share. I recently inherited £100,000 from a relative who very sadly passed away. I have maxed out both my ISA and SIPP contributions for this year, but I want to get this money working for me in a Fund right away. Over the coming…
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What is the best Global ETF?
Thank you
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Why would anyone invest in VWRP over SPDR MSCI ACWI UCITS ETF
I am deciding in which global etf to invest in. VWRP has a 0.22% and also charges a transaction cost while SPDR MSCI ACWI UCITS ETF charges 0.12% OCR. Is this something that is too good to be true? Am I better off going into a more trusted and household name in vanguard. Why does SPDR MSCI ACWI UCITS ETF cost more?
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Ulster Bank: Account refusal?
I'm trying to move my savings from Chase's boosted account. I've just received the following message from Ulster Bank which is strange because the sign-up verification seemed successful and I received my customer number.'Before we
can activate an account, we need to do a quick identity check. Unfortunately,
we didn’t get…
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Investment Bonds
I have been left some investment bonds in a will. Managed through St James They have to be split 10 ways and the total value is about 270k. The financial adviser have advised not to encash the total amount, but to split the investment and allow the individuals to choose if they want to "cash in" or not. I need the money so…
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OCF discrepancy
Could someone explain why the onmgoing charge for Schroder Asian Income is shown as 1.65% on the Schroder website when the KIID shows 0.82%?
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CAMBRIDGE EXTRA REWARD MATURITY - Extra interest ?
y account matured today , new one opened as directed today and balance sent to my current account which probably won't arrive until tomorrow. However I notice my new RS had an extra 20p put in which I think must be extra interest earned for a day on the electronic payment sent today until I receive the balance tomorrow.
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
