-
Charity Bank
Any views on the Charity Bank CITR scheme accounts for 5 years. Looks a great interest rate.
-
why is abbey esaver so damn hard to open
why is abbey esaver so damn hard to open, i have one with lloyds and halifax and they are easy as hell to open yuou just do it online and they send you a password and hey presto with abbey i have to go online fill out and application form to which they will send it to me to sign and then i have to send it back to them with…
-
Pensioner Guaranteed Income Bonds
:-/ Anyone out there have a crystal ball ? I have Pensioner bonds which are about to end a 5 year investment . Since purchase the rate of interest has reduced . Question is do I reinvest (They are 'fixed rate' for a term of 1, 2, 0r 5 years) or look elswhere? Any thoughts ?
-
Which is better return Unti Trust or shares
Hi All, I hope you all have a happy and rewarding new year. Quick question, I have about 30k to invest for a period of 3 years, which is better. 1/ Unit Trusts - I already have a few (about 20k) and the returns have generally been good. I pick the funds myself without any guidance. :) :) 2/ or Shares - I have no knowledge…
-
Selling the American Dream
I am selling our beautiful Florida villa and will have several thousand US dollars to invest. It is not worth bringing them back to the UK whilst the rates are as they are so need to invest in the US or a country using USD at a good rate of interest until the rates go down again. Any sensible ideas welcome. Happy New Year.
-
Making saving money a New Year's Resolution ...
Anyone else planning to make their New Years Resolution a money saving/debt clearing one?? Am already making a headstart on mine. Have done a spreadsheet on what my predicted outgoings are going to be next year (along with cringing at the the total amount I owe on cards, and a couple of loans), which is giving me the…
-
Mutual Fund Info.
Hi I'm interested in opening a regular saving into a mutual fund, however (obviously) would like to research possible funds and see their performance over the past few years. Can anyone point me in the direction of some good websites to research mutual funds? Also, I am looking to invest around £50 per month into a fund,…
-
Abbey Regular Saver
Hi Here's clarifying something I have said in a couple of posts before, based on what the Financial Advisor at Abbey told me at the time of opening my Regular Saver. I was told that the first payment would not be included as part of my twelve monthly payments, effectively allowing me to make thirteen payments of a max of…
-
Which shares for 2005 ??
As per a previous post, i think its fair to say my 5.65 Aer in cahoot is about the best ime going to get in terms of Rate, but what about the stock market ?? its done fairly well this year, but a few analysts are saying 2005 will be far less productive, even so if you wanted to buy some shares, which sectors/ companies…
-
What to do with £33K?
My husband and I are selling our house in the UK and about to go travelling for a year. We have about £33,000 to keep safe until we choose a country we like and can buy an appartment. We would like a fairly decent return but must also be able to get at the money should a property investment opportunity arise. Any ideas on…
-
Lost Money
Hi, just listening to Jeremy Vine & he played a clip of Martin talking about how banks don't do ebough to find owners of Lost cash. FIL died a few months back & I'm wondering if MIL should see if he has any lost money lying around somewhere (for that matter she could see if she has any). However, I can't find anything in…
-
100K to invest
Hi, I have 100K to invest - but as we might move at some stage, I need easy access to the money - not that keen on notice accounts, as I would probably forget to give notice ;D So probably needs to be easy access. Any thoughts?
-
High yield short term investment of £3k - ideas??
hello everyone, i have a £3k lump sum to invest and i would like to see a good return over a short term (12-24mths) obviously i'm willing to accept risk given the high yield i'm chasing but i was hoping for some advice as to which routes i could consider. I heard about longer term FTSE linked investments that are tax…
-
Best Currrent ISA for compound interest?
Hi all, I have been sorting out my finances with the help of this site and hope you can offer some advice. I have been made redudant and have £3000 I wish to save and thought a Cash ISA would be the best place for it. I have been looking at Moneysupermarket.com and there are various rates listed there and also different…
-
FTSE performance over next 12/24 months????
The more knowledgable amongst you would you care to give your predictions for FTSE performance over the next 12 or 24 months? I'm looking for short term high yield investment on £3k and soemthing FTSE linked seems sensible to me but i'm no expert! Any opinions much appreciated
-
Savings Transfer
Hi I'm 16 (nearly 17 if this affects anything?) and have around £4000 in the Nationwide Smart Account. I've been looking around on the Internet, and haven't found much, so I was wondering if it is worth putting this money somewhere else? Any help would be great! P.S. The interest rate is 5.01% per annum with the Smart…
-
index trackers
http://www.fool.co.uk/trackers/index.htm The Facts The Motley Fool believe that for most people... An index tracking fund is the most suitable investment vehicle. Saving money, on a monthly basis, into an index tracking fund, is the best form of long-term investment. Why Invest In The Stock Market? In 1918-2003 the UK…
-
where should i put my £40 k
Hi there I have just under 40k to invest i currently have it in a cahoot net account paying 5.65 Aer till nxt summer, not sure ime going to get better than that, but any kind of investment would be an option as long as my money is fairly safe..any ideas ??? cheers Andy c
-
Savings & Tax
I have mentioned something about this before, but can't find it by searching... I want to open up some kind of a savings account for my 2 kids. One is nearly 6 and the other under 1. It is quite hard to find a good account unless I put it in either mine or my wifes name. bur then would we pay tax? I am a little confused,…
-
egg mortgage (tracker -saver) offset
I am interested in the saving aspect rather than the Egg mortgage itself. Can anyone figure out what the difference in value is in having £9K in a decent ISA or £9K in Egg Saving Account with a mortage of £100K with Egg's offset motgage, a 40% tax payer? In real terms? Egg say's that it is 'equivalent to 9.57% gross on…