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This is NOT investment advice but...
This is in no way intended to be investment advice, merely an observation that customers on the shop floor are often the first to know anything about the ups and downs of many a retailer's fortunes (they just don't realise it). Anyway, let's get on with my dawning realisation... A rather interesting thought has crossed my…
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Northern Rock - Tracker Online account - Any good?
Hi all, I'm looking to open one of these accounts as the rate for the 1st 6 months is 5.16% Gross p/a. Just wondering if anybody has any experience with this account or Northern Rock? Thanks.
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non-resident savings
Hello, I've recently sold my house and moved to France. (Very nice, I hear you say!). This has provided me with a lump sum to invest, and obviously, living in France, an internet account is the way forward. I know from the Inland Revenue that as I am now a non-resident, I am eligible to receive any interest my money earns…
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About to be made redundant.
I'm in my 30's and about to be made redundant.I'll have a lump sum to invest of between 250 and 300k and was wondering the best way to invest to generate an income preferably quarterly.Both my wife and i won't be working for a while so can i split the investment and get tax relief for both of us as this would be our only…
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Bond Money
I have a bond which matures at the end of next month - when it matures it gets transferred into an account paying about 2.5% until I withdraw it via a cheque. Does anyone know the best savings account/quickest method to get this cheque earning (a good rate of)interest again? ???(It is quite a large amount so I don't want…
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Safe Inverstment with guaranteed return
I have a friend who has about £70,000 to invest in a safe return savings account or bonds. She would like to be able to withdraw funds once or twice a year. What products would be worth considering at the moment. The person is a basic rate tax payer.
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Cash investment
I have £25,000 to invest. what is the best way to go? Should I take a few risks on the stock market? if so where would i start?
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Gross Interest without tax being deducted
At present, the majority of our savings are in Mrs Hansi's name because currently she does not go over the £4745 threshold. Howeveer come January she will start to receive her State Pension which will take her over the threshold. My question is this, she will not go over the threshold in the current (04/05 tax year) so can…
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EGG savings to ING savings
i currently have some money in an EGG savings account, which had the 6 months higher interest rate, this finishes this month (oct), as my ING account has a higher rate that EGG's standard rate (5% ING - 4.75% EGG) i wanted to transfer some or all of the money from EGG to ING. Can I do this direct ? or will i need to go Egg…
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Moving Money from one account to another
Hi All, Sorry if this has been posted before. New to this site. I have been saving my first childs, childs benefit in a Sainsburys account for a number of years and it has gone over £6500. I want to move this money into another account which pays better interest, but i am vary that MR IRS might coming knocking on my door.…
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Cahoot, would you trust them with 1000s?
Just wondering if anyone has got £1000s in a cahoot account, are they trustworthy with that amount of money?
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Whats the easist way to buy shares??
As the header says. I would like to buy about £100 of a certain share. I enquired at the Woolwich who put me onto Barclays as they have a share dealing section.I was not able to just buy some shares,oh no I would have to set up an account and be furnished with membership number,passwords,account numbers etc.Halfway through…
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LUMP SUM
HI I AM MOVING TO NEW ZEALAND SOON (YIPPEE!) I HAD INTENDED ON MOVING ALL MY CASH AT THIS TIME, HOWEVER GIVEN THE RECENT JAW DROPPING DECLINE IN EXCHANGE RATE I AM NOW CONSIDERING MY OPTIONS. CAN ANYONE RECOMMEND A SUITABLE HOLDING ACCOUNT HERE IN THE UK THAT I CAN LEAVE MY MONEY, KNOWING IT WILL ACCRUE A REASONABLE RATE…
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How safe is internet banking?
I am looking to open a high interest savings account. However the majority of the good ones are internet only. Is it really that safe to conduct your transactions via the net with al the hackers etc flying around? I have phoned Ing for their information pack but it is taking an age to get here and judging by a comment read…
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How much hastle will it be?
to move £1,600 from ING Direct to Cahoot Savings account?
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Investing compensation
Hi all, I am due a payout for a serious RTA that has left me disabled. The sum should be around £300k. I am currently not working but do get about £700 per month from benefits and an insurance policy I had. I am debating whether to invest in a home or save for a while and get a small mortgage in addition to some of the…
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polson and strong
just got a phone call from guy from company called polson and strong (or something like that) p & s. sounds dodgy to me anyone heard anything.
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£55k in current account
I am looking to buy a property in say a years time. I £55k to spend but it is currently in a HSBC current account. Can anybody advise as to where to put it? I've looked at the B&B online savings account (5.38% AER), Is this a good savings account? and how much interest would i earn over a year? What would happen if i…
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Savings
I am an OAP (not stupid though!). I have some savings in a Canadian bank who pay 2.5% pa. Could someone suggest how I could put that money in a British institution and gain more interest? I really don't know how or whether I should do this! Help please :(
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Mature student with a lump sum coming
At the minute I get the full loan plus grants (means tested) for Lone Parent/childcare for an additional £4000. Thing is, my gran died last year and Mum and Dad have finally sorted out the will and they haven't told me exactly what I've got - but it's between £10-15,000. Mum is hanging onto the miney in her savings account…