-
The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
-
The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
-
Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
-
Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
-
The Old Regular Savers Discussion Thread 28/12/24-29/1/26
THIS THREAD HAS BEEN REPLACED. FOR THE NEW VERSION PLEASE USE The Top Regular Savers Discussion Thread Welcome to this thread The main purposes of this thread are two-fold: * To provide a list of the top regular savers currently on offer * To provide a place for all forum users to discuss regular saver accounts and ask any…
-
I'm impressed...
Decided on a whim to go back to the first days of this board, 20+ years ago, and almost from the first post there is Dunstonh doling out advice much as he does today (accurately and not sugar-coated). You have to admire that consistency & commitment. I've lurked/sometimes posted on here a few years I guess, and had a fair…
-
Regular Savings Accounts: The Best Currently Available List!
The information from the first page of this thread has now moved to a thread maintained by Bridlington1 instead. You can follow this link to find it: The Top Regular Savers Discussion Thread — MoneySavingExpert Forum
-
New Marcus Bonus Rate
Just for information in case you don't know - Marcus have reintroduced a bonus rate on easy access account of 0.1% for 12 months. Not a lot but puts it up to 0.5%. You have to go online to initialise it. Hope it helps.
-
The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
-
Has saving affected your mental health.
First time on the Savings thread but i thought it may be the best place to pose this question. I have thought long and hard about if I should post this or not given the cost of living crisis and how it is affecting huge numbers of people but here goes. I am currently in a very fortunate financial position but it hasn't…
-
LC&F Government funded compensation scheme set up
https://www.ftadviser.com/regulation/2021/04/19/govt-launches-120m-lcf-compensation-scheme/ I know LC&F bond holders will be happy with this but I personally feel it is wrong. The taxpayer is effectively picking up the tab for bad investment decisions made by people that focused on greed before common sense. Ok, that is a…
-
The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
-
Starting my S&S ISA again with Bestinvest
Hi - sorry I have been away from the forum for much of the past year dealing with a painful divorce and didn't want to think about investments as I wasn't entirely clear on how our assets would be divided. Anyway the mediation is nearly complete and it seems I am keeping my pensions (yay), keeping my LISA (yay), buying my…
-
The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to MSE forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in…
-
Virgin Money 10.38% regular monthly saver
Hi, just wanted to say that it took me just a few pain free minutes to easily open a brand new Virgin Money M Plus account so that I could subsequently open up and pay straight into its 10.38% regular saver account. It's a maximum of £250 per month and maturity date is 31st July 2025 so that was £162 for about 8 minutes…
-
RBS and NatWest Digital saver changes
Your Money.com are reporting that RBS and NatWest are raising the 5% interest rate limit from £1000 to £5000 from Dec 6th
-
Reached my emergency fund target and no debt. Mental health so much better!
Today was a big day today. I have reached my emergency fund target of 6 months expenses. It has taken me nearly 9 months to reach doing lots of overtime and cutting back on non-essential expenses. I was also in a lot of debt which I cleared prior to me starting building my emergency fund. Debt was not from frivolous…
-
Happy New Financial / Tax Year to all of you!
Just to wish you all a Very Happy New Year in Financial / Tax terms! I very much hope this new financial year is very fruitful in money making and saving for one and all! And especially, I hope you all enjoy your new £20,000 ISA allowance and are able to save and/or invest it prudently, sensibly, but also very successfully!
-
Marcus - increase to the underlying interest rate
I have just noticed on their Facebook page that the underlying interest rate for the Online Savings Account is increasing from 0.40% to 0.50% from today, Wednesday 29th September 2021. If you have opted in to the optional bonus, you should now receive 0.60%. “Today we've increased the underlying interest rate on our Online…
-
yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
-
Santander £100,000 prize draw - closes 30/11/2025
Hot on the heels on the Cahoot prize draw announced yesterday, now a draw for a single £100k prize from Santander. One lucky winner will have their turkey paid for this year. Full details:…
-
NS&I to increase premium bonds prize fund rate from 1.00% to 1.40%
NS&I increases Premium Bond prize fund rate from 1.00% to 1.40%, from June prize draw. The odds of each £1 bond winning a prize improve from 34,500:1 to 24,500:1 making an additional 1.4m prizes. Some good news for savers.
-
iWeb Change to Scottish Widows
I've just logged into my iWeb account and noticed a banner that they are now going to be known as Scottish Widows sharedealing which will also give access to the Scottish Widows app. https://www.iweb-sharedealing.co.uk/changes.html I wonder if this name change will increase their reach and profile to gain more customers…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
